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RBA Glossary definition for interest rate
interest rate – The term used to describe the cost of borrowing money or the return to the owner of the funds which are invested or lent out. It is usually expressed as a percent per annum of the amount of money borrowed, lent or invested.
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Submission to the Inquiry into Housing Affordability and Supply in Australia
20 Sep 2021
Submissions
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1496KB
constant over the life of a loan if interest rates also remain constant. ... lower. In addition, by maintaining mortgage payments steady as interest rates fall, existing.
https://www.rba.gov.au/publications/submissions/housing-and-housing-finance/inquiry-into-housing-affordability-and-supply-in-australia/pdf/inquiry-into-housing-affordability-and-supply-in-australia.pdf
Submission to Payments System Review
3 Feb 2021
Submissions
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1155KB
recommendations. Given their common interest in payments regulation, the domestic regulators have developed a range. ... the public interest and consistent with its mandate. Some examples of potential regulatory challenges.
https://www.rba.gov.au/publications/submissions/payments-system/pdf/submission-to-payments-system-review-01-2021.pdf
65 Martin Place Sydney NSW 2000 GPO Box 3947 ...
23 Apr 2020
Submissions
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580KB
lower interest rate or better features in general.3 Commencing in July 2020, read access in Open Banking will allow the development of a range of detailed comparison services for credit ... individuals. For example, these services could: (i) conduct a
https://www.rba.gov.au/publications/submissions/payments-system/pdf/future-directions-for-the-consumer-data-right.pdf
SACE Subject Consultation – Economics Renewal
3 Feb 2020
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2519KB
1.1 The Interests of the Reserve Bank of AustraliaAs an economic agency and policymaker, the Reserve Bank of Australia takes an interest in developments affecting Economics students and educators and ... Employment rates and starting salaries for
https://www.rba.gov.au/publications/submissions/other/sace-subject-consultation-economics-renewal-july-2018/pdf/sace-subject-consultation-economics-renewal-july-2018.pdf
Submission on Data Sharing and Release Legislation
18 Oct 2018
Submissions
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207KB
To serve the best interests of the community a data sharing initiative needs to ensure the benefits of data sharing are not out‐weighed by any costs, financial or otherwise. ... This could apply to the
https://www.rba.gov.au/publications/submissions/other/data-sharing-and-release-legislation/pdf/data-sharing-and-release-legislation_2018-08.pdf
NESA Review of Commerce Years 7-10 Syllabus
30 Jul 2018
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1687KB
NESA REVIEW OF COMMERCE YEARS 7-10 SYLLABUS | 2. Furthermore, the instrument of monetary policy – the cash rate – influences other interest rates in the economy, with interest rates and inflation being
https://www.rba.gov.au/publications/submissions/other/submission-to-nesa-review-of-commerce-years-7-10-syllabus-2018/pdf/submission-to-nesa-review-of-commerce-years-7-10-syllabus.pdf
Competition in the Australian Financial System - March 2018
21 Mar 2018
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503KB
Supplementary Submission to the Productivity Commission Inquiry
https://www.rba.gov.au/publications/submissions/financial-sector/competition-in-the-financial-system-2018-03/pdf/supplementary-submission-to-productivity-commission-march-2018.pdf
Submission to the Financial System Inquiry March 2014
10 Nov 2017
Submissions
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3041KB
Financial System Inquiry
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/pdf/financial-system-inquiry-2014-03.pdf
Competition in the Financial System - September 2017
19 Sep 2017
Submissions
PDF
969KB
Submission to the Productivity Commission Inquiry
https://www.rba.gov.au/publications/submissions/financial-sector/competition-in-the-financial-system/pdf/submission-to-productivity-commission-september-2017.pdf
HANDOUT PREPARED FOR STANDING COMMITTEE ON ECONOMICS 22 SEPTEMBER 2016
21 Sep 2016
Submissions
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386KB
Reserve Bank of Australia 3. Average interest rates on deposits have increased by around 2 percentage points relative to the cash rate since the GFC. ... 5.0. 5.5. %. Graph 11: Variable Housing Interest Rates. Average rate paid.
https://www.rba.gov.au/publications/submissions/financial-sector/handout-standing-committee-on-economics-2016-09-22/pdf/handout-standing-committee-on-economics-2016-09-22.pdf