Search: interest rate
RBA Glossary definition for interest rate
interest rate – The term used to describe the cost of borrowing money or the return to the owner of the funds which are invested or lent out. It is usually expressed as a percent per annum of the amount of money borrowed, lent or invested.
Search Results
Banking and the COVID-19 Pandemic
15 Dec 2020
Speech
PDF
299KB
So if the return on banks' assets moves with the cash rate, lower interest rates will tend toreduce the total interest earned by more than total interest paid. ... Another factor that could reduce the impact of very low interest rates on Australian banks'
https://www.rba.gov.au/speeches/2020/pdf/sp-so-2020-12-15.pdf
Financing SME Innovation in Australia – Challenges and Opportunities
4 Apr 2024
Speech
PDF
956KB
Speech - 2024
https://www.rba.gov.au/speeches/2024/pdf/sp-ag-2024-04-04.pdf
Australian Fixed Income Markets – Recent Developments and a Look Ahead
5 Jun 2023
Speech
PDF
1477KB
Speech - 2023
https://www.rba.gov.au/speeches/2023/pdf/sp-so-2023-05-24.pdf
Housing Market Cycles and Fundamentals
15 May 2024
Speech
PDF
479KB
Speech - 2024
https://www.rba.gov.au/speeches/2024/pdf/sp-ag-2024-05-16.pdf
Securitisation: Past, Present and Future
30 Nov 2022
Speech
PDF
884KB
Speech - 2022
https://www.rba.gov.au/speeches/2022/pdf/sp-so-2022-11-30.pdf
A Tokenised Future for the Australian Financial System?
16 Oct 2023
Speech
PDF
504KB
Speech - 2023
https://www.rba.gov.au/speeches/2023/pdf/sp-ag-2023-10-16.pdf
Achieving Full Employment
21 Jun 2023
Speech
PDF
787KB
Speech - 2023
https://www.rba.gov.au/speeches/2023/pdf/sp-dg-2023-06-20.pdf
Opening Statement to the House of Representatives Standing Committee on Economics
15 Aug 2023
Speech
PDF
226KB
Speech - 2023
https://www.rba.gov.au/speeches/2023/pdf/sp-gov-2023-08-11.pdf
Opening Statement to the House of Representatives Standing Committee on Economics
8 Feb 2024
Speech
PDF
262KB
Speech - 2024
https://www.rba.gov.au/speeches/2024/pdf/sp-gov-2024-02-09.pdf
Monetary Policy in 2020
24 Nov 2020
Speech
PDF
404KB
deposits. Asset prices are also supported, which bolsters balance sheets ofhouseholds. Finally, the lower structure of interest rates leads to a lower exchange rate thanotherwise. ... The declinein interest rates across the yield curve has lowered the
https://www.rba.gov.au/speeches/2020/pdf/sp-dg-2020-11-24.pdf