Search: interest rate
RBA Glossary definition for interest rate
interest rate – The term used to describe the cost of borrowing money or the return to the owner of the funds which are invested or lent out. It is usually expressed as a percent per annum of the amount of money borrowed, lent or invested.
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Inquiry into Future Directions for the Consumer Data Right – April 2020 | Payments System | Submissions
8 May 2024
Submissions
lower interest rate or better features in general. ... individuals. For example, these services could: (i) conduct a detailed assessment using information collected under the CDR, (ii) make a recommendation regarding products that will reduce fees and/or
https://www.rba.gov.au/publications/submissions/payments-system/future-directions-for-the-consumer-data-right/index.html
What are Interest Margins? | International Comparisons of Bank Margins – August 1994 | Bank Fees and Margins | Submissions
1 Aug 1994
Submissions
Another measure based on profit and loss and balance sheet information is the interest spread. ... The interest spread is the difference between the average interest rate earned on interest-earning assets and the average interest rate paid on
https://www.rba.gov.au/publications/submissions/financial-sector/international-comparisons-of-bank-margins/what-are-interest-margins.html
Lending Rates | Submission to the Inquiry into the Post-Global Financial Crisis Banking Sector – May 2012 | Financial Sector | Submissions
1 May 2012
Submissions
The forthcoming implementation of the Basel capital and liquidity standards is likely to have only a marginal effect on lending rates relative to the cash rate. ... Even for similar products, there has been a marked increase in the range of interest
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-post-gfc-banking-sector-2012/lending-rates.html
Notes on Bank Fees on Small Businesses – November 1999 | Bank Fees and Margins | Submissions
25 Nov 1999
Submissions
Notes on Bank Fees on Small Businesses – November 1999
https://www.rba.gov.au/publications/submissions/financial-sector/notes-on-bank-fees-on-small-businesses/
List of tables | Submission to the Financial System Inquiry – 6 September 1996 | Financial Sector | Submissions
6 Sep 1996
Submissions
Trading banks. Savings banks. Total. % of total assets. Liabilities. Non-interest bearing deposits. ... Table A7: Superannuation Fund Earnings Rates. Average earning rate. Inflation rate.
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-1996/tables.html
Lending Rates | Submission to the Inquiry into Competition within the Australian Banking Sector – November 2010 | Financial Sector |…
30 Nov 2010
Submissions
Banks' interest rates on all of their loan products have risen relative to the cash rate since mid 2007 (Graph 17). ... Also, the greater prevalence of variable rate loans increases the effectiveness of monetary policy, as the bulk of households is
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-competition-within-australian-banking-sector-2010/lending.html
List of tables | Submission to the Inquiry into the Australian Banking Industry – January 1991 | Financial Sector | Submissions
1 Jan 1991
Submissions
Download 523. KB. Table 2: Real Interest Rates. (short-term interest rates deflated by the change in CPI). ... Generally aimed at high-net-worth customers. Incentive Savings Accounts. Accounts with interest rate structures which reward consistent savings
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-australian-banking-industry/tables.html
Submission on Data Sharing and Release Legislation – August 2018 | Data Sharing | Submissions
1 Aug 2018
Submissions
Most regulatory data are commercially sensitive. Releasing or sharing these data would damage the commercial interests of the regulated entity and so undermine confidence in the regulatory system. ... This could apply to the Bank's dealing with
https://www.rba.gov.au/publications/submissions/other/data-sharing-and-release-legislation/
Appendix A: Trends in the Australian Financial System | Submission to the Financial System Inquiry – 6 September 1996 | Financial Sector |…
6 Sep 1996
Submissions
In particular, interest rate controls tended to keep the entire structure of bank rates below market-clearing levels, with a consequent rationing of bank funds and the emergence of a ready ... These averages seem much more closely related to each other
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-1996/appendix-a.html
Notes on Bank Fees in Australia – May 2000 | Bank Fees and Margins | Submissions
17 May 2000
Submissions
Notes on Bank Fees in Australia – May 2000
https://www.rba.gov.au/publications/submissions/financial-sector/notes-on-bank-fees-in-australia/