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RBA Glossary definition for interest rate

interest rate – The term used to describe the cost of borrowing money or the return to the owner of the funds which are invested or lent out. It is usually expressed as a percent per annum of the amount of money borrowed, lent or invested.

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Consultation on Proposed Variation to the Access Regime for the ATM System | Consultations

29 May 2012 Consultations
Consultation on Proposed Variation to the Access Regime for the ATM System
https://www.rba.gov.au/publications/consultations/201205-prop-var-acc-reg-atm-sys.html

Background | Review of the Regulatory Framework for the eftpos System: Consultation on Designation March 2012 | Consultations

9 Mar 2012 Consultations
The Board also came to the view that improvements in access arrangements could be beneficial to competition in the eftpos system and therefore would be in the public interest. ... Reflecting these concerns, the Board  pushed for the establishment of an
https://www.rba.gov.au/publications/consultations/201203-replacing-eftpos-designation/background.html

Attachment 3 | Review of the Regulatory Framework for the EFTPOS System: Consultation on Options for Reform June 2012 | Consultations

8 Jun 2012 Consultations
the interests of current participants in the EFTPOS system;. the interests of people who, in the future, may want access to the EFTPOS system;. ... the public interest; and. the financial stability of the EFTPOS system.
https://www.rba.gov.au/publications/consultations/201206-rev-reg-frmwrk-eftpos-sys/attachment-3.html

The Environment for Innovation in the Australian Payments System | Strategic Review of Innovation in the Payments System: Issues for…

7 Jun 2011 Consultations
The broader public interest is explicitly the focus of the Payments System Board. ... The interests of this review are largely in the rule-making and strategic functions.
https://www.rba.gov.au/publications/consultations/201106-strategic-review-innovation/issues/environment-innovation-australian.html

Attachment | A Variation to the Access Regime for the ATM System: Consultation Document – May 2012 | Consultations

29 May 2012 Consultations
whether granting the exemption would be in the public interest;. the interests of current participants in the system;. ... the interests of people who, in the future, may want access to the system; and.
https://www.rba.gov.au/publications/consultations/201205-acc-reg-atm-sys-cons-doc/attachment.html

Attachment 2 | A Variation to the Surcharging Standards: A Consultation Document December 2011 | Consultations

10 Dec 2011 Consultations
or charged as a blended rate with Visa credit cards or on an interchange plus acquirer margin basis or any other basis;.
https://www.rba.gov.au/publications/consultations/201112-variation-surcharging-standards/attachment-2.html

Background | Review of Card Surcharging: A Consultation Document June 2011 | Consultations

7 Jun 2011 Consultations
In recent years, though, the rate of surcharging appears to have grown significantly; data from East & Partners' semi-annual survey of the merchant acquiring business suggest that almost 30 per cent
https://www.rba.gov.au/publications/consultations/201106-review-card-surcharging/background.html

Policy Options and Discussion | Review of Card Surcharging: A Consultation Document June 2011 | Consultations

7 Jun 2011 Consultations
proportion of premium/platinum card transactions is likely to flow through to a higher blended rate over time. ... Alternatively, they may choose to surcharge one rate across all cards of a particular scheme.
https://www.rba.gov.au/publications/consultations/201106-review-card-surcharging/policy-options-discussion.html

Discussion | Review of Card System Access Regimes: A Consultation Document May 2013 | Consultations

28 May 2013 Consultations
whether varying or revoking the access regime would be in the public interest; and. ... These regimes may no longer be in the public interest as they may be impeding competition and efficiency in the payments system.
https://www.rba.gov.au/publications/consultations/201305-review-card-sys-access-regimes/discussion.html

Consultation | A Variation to the Surcharging Standards: A Consultation Document December 2011 | Consultations

10 Dec 2011 Consultations
Should the no-surcharge Standards clarify that, notwithstanding any surcharging cap, scheme rules cannot prohibit merchants from applying a surcharge that is either a blended rate for each card scheme or ... Other submissions, including merchants, also
https://www.rba.gov.au/publications/consultations/201112-variation-surcharging-standards/consultation.html