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RBA Glossary definition for interest rate

interest rate – The term used to describe the cost of borrowing money or the return to the owner of the funds which are invested or lent out. It is usually expressed as a percent per annum of the amount of money borrowed, lent or invested.

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An Empirical Model of Australian Interest Rates, Exchange Rates and Monetary Policy

1 Nov 1990 RDP 9009
Jerome Fahrer and Lynne-Ellen Shori
Research Discussion Papers contain the results of economic research within the Reserve Bank
https://www.rba.gov.au/publications/rdp/1990/9009.html
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Statement by the Governor, Mr Bernie Fraser: Reduction in Interest Rates

30 Jul 1993 Media Releases
Announcement of reduction in the cash rate by 0.5 per cent to 4.75 per cent
https://www.rba.gov.au/media-releases/1993/mr-93-17.html

Statement by the Governor, Mr Bernie Fraser: Reduction in Interest Rates

23 Mar 1993 Media Releases
Announcement of reduction in the cash rate by 0.5 percent to 5.25 per cent
https://www.rba.gov.au/media-releases/1993/mr-93-05.html

Resilience of Australian Households and Businesses

6 Oct 2023 FSR – October 2023
Resilience of Australian Households and Businesses | Financial Stability Review – October 2023
https://www.rba.gov.au/publications/fsr/2023/oct/household-business-finances-in-australia.html

Financial Stability in a Low Interest Rate Environment: An Australian Case Study | Conference – 2017

16 Mar 2017 Conferences
Luci Ellis and Charles Littrell
In a low interest rate environment, market segments that were particularly sensitive to incentives set by the level of interest rates, such as borrowers with interest-only loans, were understood to ... In addition, the capital flows attracted by higher
https://www.rba.gov.au/publications/confs/2017/ellis-littrell.html

Interest Rate Benchmarks

22 Feb 2016 Speech
Guy Debelle
Speech to KangaNews Debt Capital Markets Summit 2016, Sydney
https://www.rba.gov.au/speeches/2016/sp-ag-2016-02-22.html

Money Demand, Own Interest Rates and Deregulation

1 May 1987 RDP 8703
Adrian Blundell-Wignall and Susan Thorp
Research Discussion Papers contain the results of economic research within the Reserve Bank
https://www.rba.gov.au/publications/rdp/1987/8703.html
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Economic Conditions

6 Feb 2024 SMP – February 2024
Economic Conditions | Statement on Monetary Policy – February 2024
https://www.rba.gov.au/publications/smp/2024/feb/economic-conditions.html

Statement by the Governor, Mr Ian Macfarlane: Reduction in Interest Rates

30 Jul 1997 Media Releases
Announcement of reduction in the cash rate by 50 basis points, to 5.0 per cent
https://www.rba.gov.au/media-releases/1997/mr-97-15.html

Semi-Annual Statement on Monetary Policy

10 May 1997 Bulletin – May 1997
Falls in mortgage interest rates detracted 0.5 of a percentage point from the quarterly headline rate and, on a year-ended basis, interest rate reductions that have already occurred will ... Headline inflation forecasts for the current year were revised
https://www.rba.gov.au/publications/bulletin/1997/may/1.html