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RBA Glossary definition for interest rate

interest rate – The term used to describe the cost of borrowing money or the return to the owner of the funds which are invested or lent out. It is usually expressed as a percent per annum of the amount of money borrowed, lent or invested.

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About Monetary Policy

10 May 2024
The cash rate and other capital market interest rates then feed through to the whole structure of deposit and lending rates. ... Inflation is also influenced by the effect that changes in interest rates have on imported goods prices, via the exchange rate
https://www.rba.gov.au/monetary-policy/about.html

Teacher Immersion Event – 2024 | Education

10 May 2024
An opportunity for high school Economics teachers to learn directly from experts about the Reserve Bank's roles and functions.
https://www.rba.gov.au/education/professional-development/teacher-immersion-series/teacher-immersion-2024.html

Demand in the Repo Market: Indirect Perspectives from Open Market Operations from 2006 to 2020

9 May 2024 RDP PDF 4625KB
fixed interest rate in exchange for receiving the average cash rate recorded over the term of the swap. ... Wilson (2010). Interest rate corridor – The interest rates on the overnight lending and deposit facilities provide.
https://www.rba.gov.au/publications/rdp/2024/pdf/rdp2024-03.pdf

Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates-The Credit Card Market

8 May 2024 Submissions
Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates. ... Indeed, there are numerous websites which allow cardholders to compare product features, introductory offers, interest rates and annual fees across a range of
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-matters-relating-to-credit-card-interest-rates-2015-08/the-credit-card-market.html

Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates-Introduction

8 May 2024 Submissions
Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates. ... very high, lower-rate cards are widely available, as are balance-transfer arrangements where issuers offer zero or low interest rates for a defined period of time.
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-matters-relating-to-credit-card-interest-rates-2015-08/introduction.html

Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates-References

8 May 2024 Submissions
Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates. ... Tellez E (2015), ‘Developments in Banks’ Funding Costs and Lending Rates’, RBA Bulletin, March, pp 55–61.
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-matters-relating-to-credit-card-interest-rates-2015-08/references.html

Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates-Credit cards as sources of credit

8 May 2024 Submissions
The Bank publishes data on average advertised credit card interest rates for ‘standard’ and ‘low-rate’ cards. ... These data are average advertised (ongoing) interest rates rather than the average interest rate actually paid by all holders of
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-matters-relating-to-credit-card-interest-rates-2015-08/credit-cards-source-of-credit.html

Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates-Credit Cards as Payment Instruments

8 May 2024 Submissions
Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates. ... those not benefiting from strategic or other preferential rates) was more than 50 basis points higher than the interchange rate applying to preferred merchants in
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-matters-relating-to-credit-card-interest-rates-2015-08/credit-cards-as-payment-instruments.html

Submissions

8 May 2024 Submissions
Index of Documents commissioned by or prepared for Parliament, its committees, and other public inquiries
https://www.rba.gov.au/publications/submissions/

RBA Annual Conferences

8 May 2024 Conferences
The Bank's Economic Group holds an annual Conference, the proceedings of which are published. The Conference Volume, containing revised papers and discussions, is released in hard copy and on the website within three months of the conference
https://www.rba.gov.au/publications/confs/