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RBA Glossary definition for interchange fee
interchange fee – A fee paid between card issuers and acquirers when cardholders make transactions.
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65 Martin Place Sydney NSW 2000 GPO Box 3947 ...
23 Apr 2020
Submissions
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580KB
The Bank’s research on credit card switching, for example, indicates that behavioural factors and practical barriers influence consumers to not search or apply for financial products with lower fees, a ... individuals. For example, these services could:
https://www.rba.gov.au/publications/submissions/payments-system/pdf/future-directions-for-the-consumer-data-right.pdf
Notes on Bank Fees in Australia 17 May 2000
25 Feb 2001
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34KB
Loanfees are the main source of fee revenue from households. The rise in revenue fromhousehold loan fees in 1999 was somewhat below growth in lending to households. ... Since mid 1999, one of the major banks raised the minimum balancerequired and the
https://www.rba.gov.au/publications/submissions/financial-sector/notes-on-bank-fees-in-australia/pdf/notes-on-bank-fees-in-australia.pdf
Submission to the Inquiry into Housing Affordability and Supply in Australia
20 Sep 2021
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1496KB
In doing so, it. should be noted that other costs and fees also contribute to the costs of purchasing and selling.
https://www.rba.gov.au/publications/submissions/housing-and-housing-finance/inquiry-into-housing-affordability-and-supply-in-australia/pdf/inquiry-into-housing-affordability-and-supply-in-australia.pdf
Note on Bank Fees on Small Businesses
22 Sep 2003
Submissions
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379KB
2. Total Fees. As noted, earlier this year the Bank began collecting from banks comprehensive data on their total fee income. ... account servicing fees have, if anything, fallen a little over the past fi ve years, and the typical number of fee-free
https://www.rba.gov.au/publications/submissions/financial-sector/notes-on-bank-fees-on-small-businesses/pdf/notes-on-bank-fees-on-small-businesses.pdf
Submission to the 13th Series Review of the Consumer Price Index
9 Mar 2010
Submissions
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151KB
Consumer Price Index
https://www.rba.gov.au/publications/submissions/labour-market-and-inflation/pdf/13th-series-review-of-cpi.pdf
International Comparisons of Bank Margins - August 1994
18 Jun 2004
Submissions
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166KB
In the US, a 1 per cent origination fee is typically applied, with additional documentation and appraisal fees of US$300 to US$400; for the average Australian housing loan of A$85,000, ... In New Zealand an establishment fee of around 1 per cent is levied
https://www.rba.gov.au/publications/submissions/financial-sector/international-comparisons-of-bank-margins/pdf/international-comparisons-of-bank-margins.pdf
Inquiry into home loan lending practices and processes
30 Aug 2007
Submissions
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114KB
Papers submitted to House of Representatives Standing Committee on Economics, Finance and Public Administration's Inquiry into home loan lending practices and processes
https://www.rba.gov.au/publications/submissions/housing-and-housing-finance/inquiry-home-loan-lending-practices-and-processes/pdf/inquiry-home-loan-lending-practices-and-processes.pdf
Submission to the Inquiry into Access of Small Business to Finance
26 Mar 2010
Submissions
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455KB
Access of Small Business to Finance
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-access-of-small-business-to-finance-2010/pdf/inquiry-access-of-small-business-to-finance-2010.pdf
Submission to the Inquiry into access for Small and Medium Business to Finance
7 Feb 2011
Submissions
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117KB
Access for Small and Medium Business to Finance
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-access-for-small-and-medium-business-to-finance-2011/pdf/inquiry-access-for-small-and-medium-business-to-finance-2011.pdf
Banking Industry.indd
7 Jun 2004
Submissions
PDF
522KB
fees for service). Costs can be divided into operating costs and costs of credit risk. ... rates to be paid or received, and all other fees and costs involved.
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-australian-banking-industry/pdf/inquiry-australian-banking-industry.pdf