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RBA Glossary definition for interchange fee

interchange fee – A fee paid between card issuers and acquirers when cardholders make transactions.

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Competition, Efficiency and Innovation in Banking | Submission to the Financial System Inquiry – March 2014 | Financial Sector | Submissions

1 Mar 2014 Submissions
These are typically funded by increasing interchange fees, the costs of which are often passed on to merchants through higher service fees. ... In 2003, the Reserve Bank placed a cap on interchange fee arrangements in the major card schemes to address
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/competition-efficiency-and-innovation.html

List of graphs | Submission to the Financial System Inquiry March 2014 | Financial Sector | Submissions

1 Mar 2014 Submissions
Graph 8.5: Average Interchange Fees on a $100 Payment. ... Graph 8.7: Merchant Service Fees. Boxes.
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/graphs.html

List of Graphs | Submission to the Inquiry into Competition in the Banking and Non-Banking Sectors – August 2015 | Financial Sector |…

27 Aug 2015 Submissions
Graph 1: Credit Card Annual Fees. ... Graph 9: Credit Card Rewards and Interchange Fees.
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-matters-relating-to-credit-card-interest-rates-2015-08/graphs.html

RBA Submission to the Inquiry into Competition in the Banking and Non-Banking Sectors

11 Jul 2008 Submissions PDF 147KB
Inquiry into Competition in the Banking and Non-Banking Sectors
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-competition-in-banking-and-non-banking-sector/pdf/inquiry-competition-in-banking-and-non-banking-sector.pdf

Factors Influencing Competition | Submission to the inquiry into Competition in the Banking and Non-Banking Sectors – July 2008 | Financial …

10 Jul 2008 Submissions
Through its various reforms it has sought to increase the competitive pressure on the hidden interchange fees that banks pay one another. ... fee if the loan is repaid within a few years of it being taken out.
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-competition-in-banking-and-non-banking-sector/factors-influencing-competition.html

Senate Economics References Committee Inquiry into Competition within the Australian Banking Sector

6 Dec 2010 Submissions PDF 261KB
Inquiry into Competition within the Australian Banking Sector
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-competition-within-australian-banking-sector-2010/pdf/inquiry-competition-within-australian-banking-sector-2010.pdf

Personal Lending Market | Submission to the inquiry into Competition in the Banking and Non-Banking Sectors – July 2008 | Financial Sector…

10 Jul 2008 Submissions
More recently, following the Reserve Bank's reforms to card-based payment systems in 2003 (which saw a significant decline in interchange fees paid between banks) there has been significant competition
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-competition-in-banking-and-non-banking-sector/personal-lending-market.html

Notes on Bank Fees on Small Businesses – November 1999 | Bank Fees and Margins | Submissions

25 Nov 1999 Submissions
Notes on Bank Fees on Small Businesses – November 1999
https://www.rba.gov.au/publications/submissions/financial-sector/notes-on-bank-fees-on-small-businesses/

The Australian Securities and Investments Commission's Review of the EFT Code of Conduct – April 2006 | Responses and Options Paper

14 Jun 2023 Submissions
They may need to pay two sets of membership fees, adhere to two different sets of rules and membership requirements, connect to different networks and accommodate differing messaging requirements.
https://www.rba.gov.au/publications/submissions/payments-system/proposed-asx-sfe-merger/index.html

Graph 1 | Notes on Bank Fees in Australia – May 2000

12 Mar 2024 Submissions
Notes on Bank Fees in Australia – May 2000 Graph 1.
https://www.rba.gov.au/publications/submissions/financial-sector/notes-on-bank-fees-in-australia/graphs/graph-1.html