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RBA Glossary definition for interchange fee

interchange fee – A fee paid between card issuers and acquirers when cardholders make transactions.

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Submission to the Senate Select Committee on Financial Technology and Regulatory Technology – December 2019 | Payments System | Submissions

28 Dec 2019 Submissions
The result of this approach is that the scope of the Bank's regulation has been relatively narrow, largely covering interchange fees and scheme rule restrictions relating to merchants in card ... The report also recommended that NPPA provide greater
https://www.rba.gov.au/publications/submissions/payments-system/financial-and-regulatory-technology/index.html

Figure 8B.1 | Submission to the Financial System Inquiry – March 2014

19 Mar 2019 Submissions
Financial institutions charge fees for providing these payment services. Merchants are charged a ‘merchant service fee’ which, in part, reflects an underlying wholesale interchange fee that the merchant's financial institution ... In part, these are
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/graphs/figure-8b.1.html

Competition in the Australian Financial System - March 2018

21 Mar 2018 Submissions PDF 503KB
Supplementary Submission to the Productivity Commission Inquiry
https://www.rba.gov.au/publications/submissions/financial-sector/competition-in-the-financial-system-2018-03/pdf/supplementary-submission-to-productivity-commission-march-2018.pdf

Submission to the Financial System Inquiry March 2014

10 Nov 2017 Submissions PDF 3041KB
Financial System Inquiry
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/pdf/financial-system-inquiry-2014-03.pdf

Competition in the Financial System - September 2017

19 Sep 2017 Submissions PDF 969KB
Submission to the Productivity Commission Inquiry
https://www.rba.gov.au/publications/submissions/financial-sector/competition-in-the-financial-system/pdf/submission-to-productivity-commission-september-2017.pdf

Developments since the Financial System Inquiry | Submission to the Productivity Commission Inquiry – September 2017 | Financial Sector |…

6 Sep 2017 Submissions
clarifying and broadening card interchange regulation and lowering interchange fees. The government's response to the FSI Final Report followed most of the recommendations (The Australian Government 2015). ... establishment by the Reserve Bank of a
https://www.rba.gov.au/publications/submissions/financial-sector/competition-in-the-financial-system/developments-since-the-financial-system-inquiry.html

Competition in the Payments System | Submission to the Productivity Commission Inquiry – September 2017 | Financial Sector | Submissions

6 Sep 2017 Submissions
The benchmarks were aimed at increasing the transparency of interchange fees and limiting their tendency to rise. ... Though these cards do not involve interchange fees, they incorporate payments that are economically equivalent to interchange fees.
https://www.rba.gov.au/publications/submissions/financial-sector/competition-in-the-financial-system/competition-in-the-payments-system.html

Submission to the Review of the Operation of the Sunsetting Provisions in the Legislation Act 2003

14 Jul 2017 Submissions PDF 493KB
 determined standards relating to interchange fees and merchant pricing that apply to participants. ... The Setting of Interchange Fees in the Designated Credit Card Schemes and Net Payments to Issuers, Standard No.
https://www.rba.gov.au/publications/submissions/other/pdf/review-of-the-operation-of-the-sunsetting-provisions-in-the-legislation-act-2003.pdf

Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates - ATM Fees | Submission to the Inquiry into the…

27 Aug 2015 Submissions
Interchange fees had proved to be extremely inflexible. With the cost of ATM provision rising, there was concern that the $1.00 interchange fee might make deployment of ATMs by independent ... ATM numbers increased as independent deployers took advantage
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-matters-relating-to-credit-card-interest-rates-2015-08/atm-fees.html

List of tables | Submission to the Inquiry into Competition in the Banking and Non-Banking Sectors – August 2015 | Financial Sector |…

27 Aug 2015 Submissions
Download 906. KB. Chapters. Table 1: Credit Card Interchange Fees. (a). ... Excluding GST; as at February 2015. Category. Interchange Fee Per cent.
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-matters-relating-to-credit-card-interest-rates-2015-08/tables.html