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RBA Glossary definition for interchange fee

interchange fee – A fee paid between card issuers and acquirers when cardholders make transactions.

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ABA submission

28 Sep 2023 PDF 303KB
Take up of interchange+/ remains low among small businesses. The proposal to remove default settings would require all merchants to make choices about how to route payments, thus potentially one barrier ... options. By comparison, flat fee or fixed %
https://www.rba.gov.au/payments-and-infrastructure/submissions/the-australian-debit-card-market-default-settings-and-tokenisation/aba.pdf

Undertaking No. 2 of 2023 Undertaking In Relation to ...

9 Jun 2023 PDF 370KB
DocuSign Envelope ID: C0D86BC1-830F-4379-87D3-D04CCA3BA556. Rates means any interchange or scheme fee (however described) and any rate, charge, benefit, discount, credit, bonus or allowance in respect of any ... Rates means any interchange or scheme fee
https://www.rba.gov.au/payments-and-infrastructure/payments-system-regulation/undertakings/pdf/2023-06-08-tying-conduct-undertaking-from-visa-rba.pdf

Standard No.3 of 2016: Scheme Rules Relating to Merchant Pricing for Credit, Debit and Prepaid Card Transactions (compilation)

8 May 2023 PDF 745KB
i) the applicable Merchant Service Fee or Merchant Service Fees in respect of Card Transactions in the Scheme;. ... ii) fees paid to any entity that was the Merchant's Acquirer, Payment Facilitator or Payment Service Provider during the Reference Period
https://www.rba.gov.au/payments-and-infrastructure/review-of-card-payments-regulation/pdf/standard-no-3-of-2016-scheme-rules-relating-to-merchant-pricing-2021-11-18.pdf

The Shift to Electronic Payments – Some Policy Issues

12 Apr 2023 Speech PDF 615KB
Speech - 2023
https://www.rba.gov.au/speeches/2023/pdf/sp-so-2023-03-28.pdf

Explanatory Notes for Completing Retail Payments Statistics Forms

28 Feb 2023 PDF 1009KB
Cheques. Card Issuing. eftpos Issuing and Acquiring. Card Acquiring. Merchant Service Fee Income. ... In. practice these cards could be eligible for a business interchange fee set by the.
https://www.rba.gov.au/payments-and-infrastructure/resources/pdf/rps-reporting-forms-and-explanatory-notes.pdf

An Efficient, Competitive and Safe Payments System

14 Dec 2022 Speech PDF 638KB
Speech - 2022
https://www.rba.gov.au/speeches/2022/pdf/sp-gov-2022-12-14.pdf

Domestic Regulatory Developments

21 Nov 2022 FSR - October 2021 PDF 120KB
https://www.rba.gov.au/publications/fsr/2021/oct/pdf/04-regulatory-developments.pdf

Financial Stability Review

18 Nov 2022 FSR - October 2021 PDF 3266KB
https://www.rba.gov.au/publications/fsr/2021/oct/pdf/financial-stability-review-2021-10.pdf

Reserve Bank of Australia Annual Report 2021

29 Sep 2022 RBA Annual Report 2021 PDF 6721KB
https://www.rba.gov.au/publications/annual-reports/rba/2021/pdf/2021-report.pdf

Payments System Board Annual Report 2022

27 Sep 2022 PSB Annual Report - 2022 PDF 2830KB
https://www.rba.gov.au/publications/annual-reports/psb/2022/pdf/psb-annual-report-2022.pdf