Search: interchange fee
RBA Glossary definition for interchange fee
interchange fee – A fee paid between card issuers and acquirers when cardholders make transactions.
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Reform of Australia’s Payments System: Conclusions of the 2007/08 Review - September 2008
1 Nov 2021
PDF
367KB
Reform of Australia’s Payments System
https://www.rba.gov.au/payments-and-infrastructure/payments-system-regulation/past-regulatory-reviews/review-of-card-payment-systems-reforms/pdf/review-0708-conclusions.pdf?v=20211101
Payments System Board Annual Report 2021
21 Oct 2021
PSB Annual Report
- 2021
PDF
1811KB
https://www.rba.gov.au/publications/annual-reports/psb/2021/pdf/psb-annual-report-2021.pdf
Retail Payments Regulation and Policy Issues
21 Oct 2021
PSB Annual Report
- 2021
PDF
277KB
https://www.rba.gov.au/publications/annual-reports/psb/2021/pdf/retail-payments-regulation-and-policy-issues.pdf
Review of Retail Payments Regulation - Regulation Impact Statement October 2021
21 Oct 2021
PDF
1535KB
For credit cards, a scheme’s weighted-average interchange fee (expressed in per cent or basis points) is the total value of interchange fees paid for transactions made on the ... to issuers (funded by higher scheme fees on acquirers) to effectively
https://www.rba.gov.au/payments-and-infrastructure/review-of-retail-payments-regulation/pdf/review-of-retail-payments-regulation-impact-statement-oct-2021.pdf
Variation to Standards No. 1, No. 2 and No. 3 of 2016 (amended standards)
21 Oct 2021
PDF
910KB
4. Interchange Fees. 4.1 (a) An Interchange Fee (exclusive of goods and services tax) in relation to a Credit Card Transaction must not exceed 0.800 per cent of the ... that are not Multilateral Interchange Fees must report to the Reserve Bank of
https://www.rba.gov.au/payments-and-infrastructure/review-of-card-payments-regulation/pdf/variations-to-standards-no-1-2-and-3-of-2016-2021-10-22.pdf
ATM Access Regime - Exemption No. 1 of 2021
21 Oct 2021
PDF
78KB
Paragraph 11(i) of the Access Regime prevents the payment of an interchange fee under a one-wayarrangement, unless the interchange fee is being paid by a participant with a ... an ATM sub-network and the interchange fee is the commoninterchange fee
https://www.rba.gov.au/payments-and-infrastructure/payments-system-regulation/pdf/exemption-no-1-of-2021.pdf
Review of Retail Payments Regulation - Conclusions Paper - October 2021
21 Oct 2021
PDF
1755KB
must comply with interchange fee benchmarks; specifically, the schemes’ average interchange fees,. ... the Bank’s interchange fee regulation. Meaningful disclosure of scheme fees could partly address these concerns, thereby improving efficiency.
https://www.rba.gov.au/payments-and-infrastructure/review-of-retail-payments-regulation/conclusions-paper-202110/pdf/review-of-retail-payments-regulation-conclusions-paper-202110.pdf
AFIA submission to RBA - Review of Retail Payments Consultation Paper
2 Sep 2021
PDF
391KB
Submissions to the Review of Retail Payments Regulation Consultation Paper
https://www.rba.gov.au/payments-and-infrastructure/submissions/review-of-retail-payments-regulation-may-2021/afia-2021-08-18.pdf
Bulletin June Quarter 2021
18 Aug 2021
Bulletin
- June 2021
PDF
10067KB
https://www.rba.gov.au/publications/bulletin/2021/jun/pdf/bulletin-2021-06.pdf
ALNA Submission to RBA on Review of Retail Payments Regulation - July 2021
30 Jul 2021
PDF
197KB
For example, in the UK, where the domestic debit scheme was sold and subsequently closed, the cost to merchants increased, despite the regulator capping interchange fees. ... On the issue of transparency for merchants, ALNA supports the RBA proposing to
https://www.rba.gov.au/payments-and-infrastructure/submissions/review-of-retail-payments-regulation-may-2021/alna-2021-07-09.pdf