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RBA Glossary definition for interchange fee

interchange fee – A fee paid between card issuers and acquirers when cardholders make transactions.

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Domestic Regulatory Developments

8 Oct 2021 FSR – October 2021
card interchange fees; transparency of card network ‘scheme fees’; and surcharging of ‘buy now, pay later’ systems.
https://www.rba.gov.au/publications/fsr/2021/oct/regulatory-developments.html

Developments in the Financial System Architecture

20 Oct 2016 FSR – October 2016
In addition, the Reserve Bank released the conclusions of its Review of Card Payments Regulation, with reforms announced that relate to surcharging, interchange fees and competition. ... The key decisions taken by the PSB related to surcharging,
https://www.rba.gov.au/publications/fsr/2016/oct/dev-fin-sys-arch.html

Developments in the Financial System Architecture

20 Oct 2015 FSR – October 2015
interchange fee arrangements, the regulatory treatment of ‘companion’ card issuance and surcharging.
https://www.rba.gov.au/publications/fsr/2015/oct/dev-fin-sys-arch.html

Developments in the Financial System Architecture

10 Mar 2015 FSR – March 2015
On retail payment systems, the Report addresses issues related to card interchange fees and surcharging – many of which the Bank raised in its submissions to the Inquiry.
https://www.rba.gov.au/publications/fsr/2015/mar/dev-fin-sys-arch.html

Resilience of Australian Households and Businesses

6 Oct 2023 FSR – October 2023
Resilience of Australian Households and Businesses | Financial Stability Review – October 2023
https://www.rba.gov.au/publications/fsr/2023/oct/household-business-finances-in-australia.html

Box B: Scenario Analysis on Indebted Households' Spare Cash Flows and Prepayment Buffers

6 Apr 2023 FSR – April 2023
Box B: Scenario Analysis on Indebted Households' Spare Cash Flows and Prepayment Buffers | Financial Stability Review – April 2023
https://www.rba.gov.au/publications/fsr/2023/apr/box-b-scenario-analysis-on-indebted-households-spare-cash-flows-and-prepayment-buffers.html

Box A: Financial Stability Risks from Crypto-assets

7 Oct 2022 FSR – October 2022
1 Tether = 1 US dollar); however, for some stablecoins, these redemptions are not legally guaranteed and are subject to fees and restrictions. ... For example, the minimum withdrawal from Tether is US$100,000 and incurs US$1,000 in fees.
https://www.rba.gov.au/publications/fsr/2022/oct/box-a-financial-stability-risks-from-crypto-assets.html

The Australian Financial System

7 Oct 2022 FSR – October 2022
The assessment compares the performance of individual funds to industry benchmarks (after fees).
https://www.rba.gov.au/publications/fsr/2022/oct/australian-financial-system.html

Box B: The Impact of Rising Interest Rates and Inflation on Indebted Households' Cash Flows

7 Oct 2022 FSR – October 2022
Additional adjustments are made to factor in some other expenses that are excluded from the HEM (most notably private health insurance and school fees) resulting in a relatively broad measure of
https://www.rba.gov.au/publications/fsr/2022/oct/box-b-the-impact-of-rising-interest-rates-and-inflation-on-indebted-households-cash-flows.html

Regulatory Developments

4 Oct 2019 FSR – October 2019
The intervention targets a business model whereby associates of short-term credit providers charge significant upfront, ongoing and default fees. ... These fees can add up to almost 1000 per cent of the loan amount.
https://www.rba.gov.au/publications/fsr/2019/oct/regulatory-developments.html