Search: interchange fee
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interchange fees?
RBA Glossary definition for interchange fee
interchange fee – A fee paid between card issuers and acquirers when cardholders make transactions.
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List of Graphs
10 Mar 2007
FSR
– March 2007
Graph 39: Business Loan Fees.
https://www.rba.gov.au/publications/fsr/2007/mar/graphs.html
The Global Financial Environment
10 Mar 2015
FSR
– March 2015
Some large banks are considering fees to compensate for the higher cost of holding large deposits, or are encouraging institutional clients with large deposits to use alternative products that have fewer
https://www.rba.gov.au/publications/fsr/2015/mar/global-fin-env.html
The Australian Financial System
12 Apr 2019
FSR
– April 2019
In the near future, firms will incur further remediation costs relating to the charging of ‘fees for no service’ in the wealth management industry; these already exceed $1 billion. ... number of their fee-generating activities, while the contribution
https://www.rba.gov.au/publications/fsr/2019/apr/australian-financial-system.html
Box B: Households' Mortgage Prepayment Buffers
10 Sep 2012
FSR
– September 2012
For example, prepayments are less common on fixed-rate loans because these loans typically involve fees on prepayments above a certain threshold.
https://www.rba.gov.au/publications/fsr/2012/sep/box-b.html
Household and Business Finances
4 Oct 2019
FSR
– October 2019
Buy-now-pay-later products are attractive to consumers because they offer the ability to smooth consumption at limited or no cost: these obligations do not incur interest, although late fees ... are charged if payments are missed and some providers
https://www.rba.gov.au/publications/fsr/2019/oct/household-business-finances.html
The Australian Financial System
4 Oct 2019
FSR
– October 2019
However, underlying profits have also declined. Non-interest income has fallen as banks have sold or scaled back fee-generating activities. ... Recently passed legislation limits the fees that trustees can charge on low-account balances.
https://www.rba.gov.au/publications/fsr/2019/oct/australian-financial-system.html
The Australian Financial System
10 Mar 2015
FSR
– March 2015
In addition, over recent years some banks have increased the proportion of high-LVR loans that they ‘self-insure’, by charging the borrower a low-equity fee and retaining the risk
https://www.rba.gov.au/publications/fsr/2015/mar/aus-fin-sys.html
Financial Intermediaries
10 Sep 2004
FSR
– September 2004
But growth in non-interest income was also supported by growth in loan fees (on the back of ongoing loan growth) and trading income. ... Growth in other fees and commissions was relatively subdued. As has been the case for some years now, banks' costs
https://www.rba.gov.au/publications/fsr/2004/sep/fin-intermed.html
The Australian Financial System
10 Mar 2010
FSR
– March 2010
Spreads in a number of markets have narrowed sufficiently for it to be cheaper for highly rated banks to issue unguaranteed bonds than to pay the 70 basis point guarantee fee. ... The largest banks have reduced their exception fees for deposit accounts
https://www.rba.gov.au/publications/fsr/2010/mar/aus-fin-sys.html
Developments in the Financial System Architecture
20 Apr 2016
FSR
– April 2016
In December, the Bank published a consultation paper setting out a range of options for possible reform, including draft standards on interchange and surcharging.
https://www.rba.gov.au/publications/fsr/2016/apr/dev-fin-sys-arch.html