Search: interchange fee
RBA Glossary definition for interchange fee
interchange fee – A fee paid between card issuers and acquirers when cardholders make transactions.
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Payments System Regulation and Policy Issues
27 Sep 2023
PSB Annual Report
– September 2023
Payments System Regulation and Policy Issues | Payments System Board Annual Report – September 2023
https://www.rba.gov.au/publications/annual-reports/psb/2023/payments-system-regulation-and-policy-issues.html
About the Payments System Board
27 Sep 2023
PSB Annual Report
– September 2023
About the Payments System Board | Payments System Board Annual Report – September 2023
https://www.rba.gov.au/publications/annual-reports/psb/2023/about-the-payments-system-board.html
Least-cost Routing of Debit Card Transactions
17 Aug 2023
Links to Least-cost Routing of Debit Card Transactions
https://www.rba.gov.au/payments-and-infrastructure/debit-cards/least-cost-routing/
Regulations
21 Jun 2023
This page provides links to designations, standards, access regimes, exemptions from the interchange fee provisions of the Access Regime for the ATM System and relevant media releases. ... Standard No.1 of 2016: The Setting of Interchange Fees in the
https://www.rba.gov.au/payments-and-infrastructure/payments-system-regulation/regulations.html
Commonwealth of Australia: In the Australian Competition Tribunal – April 2004 | Payments System | Submissions
13 Jun 2023
Submissions
competition. Effects on issuers and cardholders of a zero interchange fee. Since, under the proposal for authorisation, no interchange fees will be paid by card issuers to EFTPOS transaction acquirers, the ... Australia, with an interchange fee that
https://www.rba.gov.au/publications/submissions/payments-system/au-competition-tribunal/index.html
Undertaking No. 2 of 2023 Undertaking In Relation to ...
9 Jun 2023
PDF
370KB
DocuSign Envelope ID: C0D86BC1-830F-4379-87D3-D04CCA3BA556. Rates means any interchange or scheme fee (however described) and any rate, charge, benefit, discount, credit, bonus or allowance in respect of any ... Rates means any interchange or scheme fee
https://www.rba.gov.au/payments-and-infrastructure/payments-system-regulation/undertakings/pdf/2023-06-08-tying-conduct-undertaking-from-visa-rba.pdf
Payments System Board Update: May 2023 Meeting
25 May 2023
Media Releases
Today’s Payments System Board meeting discussed the Bank’s targeted self-assessment of Australia's real-time gross settlement system against the relevant international standards, the pricing of New Payments Platform services, competition in the
https://www.rba.gov.au/media-releases/2023/mr-23-11.html
Submission to Payments System Review – January 2021 | Responses and Options Paper
25 May 2023
Submissions
It has largely focused on:. interchange fees and scheme rule restrictions relating to merchants in card systems, with regulation aimed at improving efficiency in the payments system by making price signals
https://www.rba.gov.au/publications/submissions/payments-system/submission-to-payments-system-review-01-2021/index.html
Proposed merger between Armaguard and Prosegur – October 2022 | Responses and Options Paper
24 May 2023
Submissions
As noted above, the ATM Access Regime places certain restrictions on the ability of financial institutions (card issuers) to pay interchange fees to access other participants' ATM fleets. ... The exemption allows card issuers to pay interchange fees to
https://www.rba.gov.au/publications/submissions/payments-system/proposed-merger-armaguard-and-prosegur-submission-october-2022/index.html
Standard No.3 of 2016: Scheme Rules Relating to Merchant Pricing for Credit, Debit and Prepaid Card Transactions (compilation)
8 May 2023
PDF
745KB
i) the applicable Merchant Service Fee or Merchant Service Fees in respect of Card Transactions in the Scheme;. ... ii) fees paid to any entity that was the Merchant's Acquirer, Payment Facilitator or Payment Service Provider during the Reference Period
https://www.rba.gov.au/payments-and-infrastructure/review-of-card-payments-regulation/pdf/standard-no-3-of-2016-scheme-rules-relating-to-merchant-pricing-2021-11-18.pdf