Search: interchange fee
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interchange fees?
RBA Glossary definition for interchange fee
interchange fee – A fee paid between card issuers and acquirers when cardholders make transactions.
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Regulatory Developments
3 Oct 2019
FSR
- October 2019
PDF
337KB
https://www.rba.gov.au/publications/fsr/2019/oct/pdf/04-regulatory-developments.pdf
The Australian Financial System
20 Oct 2016
FSR
– October 2016
Non-interest income (such as from trading and fees) has also declined recently. ... In addition, funds are permitted to impose liquidity fees and redemption gates, reducing the ability of investors to rapidly withdraw money during high-redemption periods.
https://www.rba.gov.au/publications/fsr/2016/oct/aus-fin-sys.html
The Global Financial Environment
20 Apr 2016
FSR
– April 2016
decline in trading and fee revenue amid higher market volatility.
https://www.rba.gov.au/publications/fsr/2016/apr/global-fin-env.html
The Global Financial Environment
10 Mar 2015
FSR
– March 2015
Some large banks are considering fees to compensate for the higher cost of holding large deposits, or are encouraging institutional clients with large deposits to use alternative products that have fewer
https://www.rba.gov.au/publications/fsr/2015/mar/global-fin-env.html
The Australian Financial System
12 Apr 2019
FSR
– April 2019
In the near future, firms will incur further remediation costs relating to the charging of ‘fees for no service’ in the wealth management industry; these already exceed $1 billion. ... number of their fee-generating activities, while the contribution
https://www.rba.gov.au/publications/fsr/2019/apr/australian-financial-system.html
Credit Quality in the Australian Non-Government Bond Market
19 Apr 2004
FSR
PDF
96KB
Instead, the originator may charge these borrowers a fee to establish a pool of equity to cover fi rst losses and/or charge the borrowers a higher interest rate.
https://www.rba.gov.au/publications/fsr/2004/mar/pdf/0304-2.pdf
Box B: Australian Major Banks' Cost-to-income Ratios
10 Sep 2014
FSR
– September 2014
Banks' CI ratios can be decomposed into various categories of operating costs: personnel, occupancy, information technology (IT) and ‘other’ costs (which include expenses such as fees and commissions, marketing and litigation)
https://www.rba.gov.au/publications/fsr/2014/sep/box-b.html
Household and Business Finances
4 Oct 2019
FSR
– October 2019
Buy-now-pay-later products are attractive to consumers because they offer the ability to smooth consumption at limited or no cost: these obligations do not incur interest, although late fees ... are charged if payments are missed and some providers
https://www.rba.gov.au/publications/fsr/2019/oct/household-business-finances.html
Box B: Households’ Mortgage Prepayment Buffers
24 Sep 2012
FSR
– September 2012
PDF
81KB
https://www.rba.gov.au/publications/fsr/2012/sep/pdf/box-b.pdf
The Australian Financial System
21 Nov 2022
FSR
- October 2022
PDF
1212KB
https://www.rba.gov.au/publications/fsr/2022/oct/pdf/03-australian-financial-system.pdf