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RBA Glossary definition for interchange fee

interchange fee – A fee paid between card issuers and acquirers when cardholders make transactions.

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The Australian Financial System

10 Feb 2020 FSR April 2019 PDF 914KB
https://www.rba.gov.au/publications/fsr/2019/apr/pdf/03-australian-financial-system.pdf

Financial Stability Review April 2019

10 Feb 2020 FSR April 2019 PDF 3192KB
https://www.rba.gov.au/publications/fsr/2019/apr/pdf/financial-stability-review-2019-04.pdf

Financial Stability Review October 2018

6 Feb 2020 FSR October 2018 PDF 2096KB
https://www.rba.gov.au/publications/fsr/2018/oct/pdf/financial-stability-review-2018-10.pdf

Financial Stability Review

15 Oct 2019 FSR - October 2019 PDF 2177KB
https://www.rba.gov.au/publications/fsr/2019/oct/pdf/financial-stability-review-2019-10.pdf

The Australian Financial System

15 Oct 2019 FSR - October 2019 PDF 459KB
https://www.rba.gov.au/publications/fsr/2019/oct/pdf/03-australian-financial-system.pdf

Household and Business Finances

9 Oct 2019 FSR - October 2019 PDF 470KB
https://www.rba.gov.au/publications/fsr/2019/oct/pdf/02-household-business-finances.pdf

Regulatory Developments

4 Oct 2019 FSR – October 2019
The intervention targets a business model whereby associates of short-term credit providers charge significant upfront, ongoing and default fees. ... These fees can add up to almost 1000 per cent of the loan amount.
https://www.rba.gov.au/publications/fsr/2019/oct/regulatory-developments.html

Household and Business Finances

4 Oct 2019 FSR – October 2019
Buy-now-pay-later products are attractive to consumers because they offer the ability to smooth consumption at limited or no cost: these obligations do not incur interest, although late fees ... are charged if payments are missed and some providers
https://www.rba.gov.au/publications/fsr/2019/oct/household-business-finances.html

The Australian Financial System

4 Oct 2019 FSR – October 2019
However, underlying profits have also declined. Non-interest income has fallen as banks have sold or scaled back fee-generating activities. ... Recently passed legislation limits the fees that trustees can charge on low-account balances.
https://www.rba.gov.au/publications/fsr/2019/oct/australian-financial-system.html

Regulatory Developments

3 Oct 2019 FSR - October 2019 PDF 337KB
https://www.rba.gov.au/publications/fsr/2019/oct/pdf/04-regulatory-developments.pdf