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RBA Glossary definition for interchange fee

interchange fee – A fee paid between card issuers and acquirers when cardholders make transactions.

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Introduction | Review of Card Surcharging: A Consultation Document June 2011 | Consultations

7 Jun 2011 Consultations
The Board also noted that, in time, the Standards might be expected to add to the downward pressure on interchange fees. ... Survey data also suggested that, on average, surcharges were being set with reference to merchant service fees.
https://www.rba.gov.au/publications/consultations/201106-review-card-surcharging/introduction.html

Designation of the EFTPOS System | Review of the Regulatory Framework for the EFTPOS System: Consultation on Options for Reform June 2012 | …

8 Jun 2012 Consultations
enable EPAL to determine access arrangements and provide a consistent interchange fee structure for members of the EFTPOS system. ... Having the new designation concurrently in place enables the Bank to proceed with consultation on a future interchange
https://www.rba.gov.au/publications/consultations/201206-rev-reg-frmwrk-eftpos-sys/designation-efpos-system.html

Conclusion and Next Steps | Review of the Regulatory Framework for the EFTPOS System: Consultation on Options for Reform June 2012 |…

8 Jun 2012 Consultations
Those issues include:. how bilateral interchange fees should now be regulated if a new interchange fees standard is put in place. ... A draft new interchange fees standard and draft new access regime are set out in Attachments 2 and 3, respectively.
https://www.rba.gov.au/publications/consultations/201206-rev-reg-frmwrk-eftpos-sys/conclusion-next-steps.html

Consultation on Preliminary Conclusions to the Review of Retail Payments Regulation - May 2021 | Consultations

28 May 2021 Consultations
Consultation on Preliminary Conclusions to the Review of Retail Payments Regulation
https://www.rba.gov.au/publications/consultations/202105-consultation-preliminary-conclusions-review-of-retail-payments-reg.html

Background | Review of Card Surcharging: A Consultation Document June 2011 | Consultations

7 Jun 2011 Consultations
Finally, these rules limited the ability of merchants to put downward pressure on their merchant service fees and interchange fees by threatening to charge the customer for using a credit or ... A merchant service fee is a per-transaction or ad valorem
https://www.rba.gov.au/publications/consultations/201106-review-card-surcharging/background.html

A Variation to the Access Regime for the ATM System: Consultation Document May 2012

28 May 2012 Consultations PDF 804KB
established for the purpose of the scheme – counter to the interchange fee provisions of the Access Regime. ... Interchange fees. 11. 12. From 3 March 2009, no interchange fee shall be paid between participants in the ATM system in relation to any ATM
https://www.rba.gov.au/publications/consultations/201205-acc-reg-atm-sys-cons-doc/pdf/201205-acc-reg-atm-sysm-cons-doc.pdf

Introduction | A Variation to the Access Regime for the ATM System: Consultation Document – May 2012 | Consultations

29 May 2012 Consultations
of the Access Regime's interchange fee provisions.
https://www.rba.gov.au/publications/consultations/201205-acc-reg-atm-sys-cons-doc/introduction.html

The Proposed Approach | A Variation to the Access Regime for the ATM System: Consultation Document – May 2012 | Consultations

29 May 2012 Consultations
It has reached this preliminary view given that it is now aware that there may be possible circumstances where a participant may be both a payer and a receiver of interchange ... it to permit a participant to be both a payer and receiver of interchange
https://www.rba.gov.au/publications/consultations/201205-acc-reg-atm-sys-cons-doc/proposed-approach.html

Dual-Network Debit Cards | Dual-Network Cards and Mobile Wallet Technology – Consultation Paper – December 2016

10 Dec 2016 Consultations
In the European Union, the 2015 regulation on interchange fees makes specific reference to co-badged cards and their role in reducing the cost of payments. ... In particular, the Commission noted that under its new interchange fee regulation, consumers
https://www.rba.gov.au/publications/consultations/201612-dual-network-cards-and-mobile-wallet-technology/dual-network-debit-cards.html

Financial Stability Review April 2016

15 Apr 2016 FSR April 2016 PDF 1859KB
https://www.rba.gov.au/publications/fsr/2016/apr/pdf/financial-stability-review-2016-04.pdf