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RBA Glossary definition for interchange fee

interchange fee – A fee paid between card issuers and acquirers when cardholders make transactions.

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The ATM System since the 2009 Reforms

17 Mar 2016 Bulletin – March 2016
Darren Flood and Stephen Mitchell
The past seven years have seen two major forces affecting the ATM system. Reforms to pricing arrangements in 2009 have had a number of effects, including establishing an environment that has encouraged a rise in ATM numbers. More recently, the ATM
https://www.rba.gov.au/publications/bulletin/2016/mar/4.html

Domestic Regulatory Developments

21 Nov 2022 FSR - October 2021 PDF 120KB
https://www.rba.gov.au/publications/fsr/2021/oct/pdf/04-regulatory-developments.pdf

Recent Developments in the ATM Industry

7 Dec 2017 Bulletin – December 2017
Stephen Mitchell and Chris Thompson
The ATM industry in Australia is undergoing a number of changes. Use of ATMs has been declining as people use cash less often for their transactions, though the number of ATMs remains at a high level. The total amount spent on ATM fees has fallen,
https://www.rba.gov.au/publications/bulletin/2017/dec/6.html

Gresham’s Law of Payments

19 Apr 2005 Bulletin PDF 49KB
Address by Governor to Australian Institute of Banking and Finance Industry Forum 2005, Sydney, 23 March 2005
https://www.rba.gov.au/publications/bulletin/2005/apr/pdf/bu-0405-2.pdf

The Cost of Card Payments for Merchants

19 Mar 2020 Bulletin – March 2020
Kateryna Occhiutto
Data on merchants’ costs of accepting card payments show large differences in payment costs across both merchants and card systems.
https://www.rba.gov.au/publications/bulletin/2020/mar/the-cost-of-card-payments-for-merchants.html

Statement To Parliamentary Committee - The Australian Payments System

8 Jun 2006 Bulletin PDF 68KB
Opening Statement by Dr Philip Lowe, Assistant Governor (Financial System), in testimony to the House of Representatives Standing Committee on Economics, Finance and Public Administration, Sydney, 15 May 2006
https://www.rba.gov.au/publications/bulletin/2006/jun/pdf/bu-0606-3.pdf

Bulletin March Quarter 2020

26 May 2020 Bulletin - March 2020 PDF 5308KB
https://www.rba.gov.au/publications/bulletin/2020/mar/pdf/bulletin-2020-03.pdf

Bulletin March Quarter 2012

20 Apr 2012 Bulletin PDF 3093KB
Bulletin march quarter 2012. contents. articles. The Recent Economic Performance of the States 1. Trends in National Saving and Investment 9. The Distribution of Household Wealth in Australia: Evidence from the 2010 HILDA Survey 19. India’s Steel
https://www.rba.gov.au/publications/bulletin/2012/mar/pdf/bu-0312.pdf

Reform of the ATM System – One Year On

10 Jun 2010 Bulletin – June 2010
Brendan Filipovski and Darren Flood
Prior to the reforms, the cardholder's financial institution paid a fee (known as an interchange fee) to the ATM owner. ... interchange fees, the cost to an institution of its cardholders making foreign transactions would be little different from
https://www.rba.gov.au/publications/bulletin/2010/jun/6.html

Bank Fees in Australia

19 Jun 2019 Bulletin - June 2019 PDF 445KB
https://www.rba.gov.au/publications/bulletin/2019/jun/pdf/bank-fees-in-australia.pdf