Search: interbank overnight rate
RBA Glossary definition for interbank overnight rate
interbank overnight rate – The interbank overnight rate (also known as the cash rate) is the interest rate which banks pay or charge to borrow funds from or lend funds to other banks on an overnight unsecured basis. The Reserve Bank of Australia uses this rate as an operational target for the implementation of monetary policy. The Reserve Bank of Australia calculates and publishes this rate each day on the basis of data collected directly from banks. The interbank overnight rate has been published by the Reserve Bank of Australia since June 1998.
Search Results
RBA Submission to the Inquiry into Competition in the Banking and Non-Banking Sectors
11 Jul 2008
Submissions
PDF
147KB
Inquiry into Competition in the Banking and Non-Banking Sectors
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-competition-in-banking-and-non-banking-sector/pdf/inquiry-competition-in-banking-and-non-banking-sector.pdf
Sources and Management of Systemic Risk | Submission to the Financial System Inquiry – March 2014 | Financial Sector | Submissions
1 Mar 2014
Submissions
In contrast, loss rates on some other loan portfolios have been elevated at times. ... years. If interest rates rise substantially during the term of the fixed-rate loan, households would be exposed to a negative repayment shock at its expiry.
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/sources-and-management-of-systemic-risk.html
HANDOUT PREPARED FOR STANDING COMMITTEE ON ECONOMICS 22 SEPTEMBER 2016
21 Sep 2016
Submissions
PDF
386KB
Reserve Bank of Australia 3. Average interest rates on deposits have increased by around 2 percentage points relative to the cash rate since the GFC. ... 5.0. 5.5. %. Graph 11: Variable Housing Interest Rates. Average rate paid.
https://www.rba.gov.au/publications/submissions/financial-sector/handout-standing-committee-on-economics-2016-09-22/pdf/handout-standing-committee-on-economics-2016-09-22.pdf
Key Financial Developments Since the Wallis Inquiry | Submission to the Financial System Inquiry – March 2014 | Financial Sector |…
1 Mar 2014
Submissions
Over the same period, the interest rates earned by savers on deposits have increased relative to the cash rate. ... Lending rates in Australia nonetheless remain well anchored to changes in the cash rate.
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/financial-developments-since-wallis-inquiry.html
Banking Industry.indd
7 Jun 2004
Submissions
PDF
522KB
rates. Rates on Certifi cates of Deposit and bank bills, for example, reached 25 per cent in June 1974 and 23 per cent in April 1982 - higher than comparable rates in ... b) Interest rate volatility. 25. Interest rates have fl uctuated within wide limits
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-australian-banking-industry/pdf/inquiry-australian-banking-industry.pdf
Senate Economics References Committee Inquiry into Competition within the Australian Banking Sector
6 Dec 2010
Submissions
PDF
261KB
Inquiry into Competition within the Australian Banking Sector
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-competition-within-australian-banking-sector-2010/pdf/inquiry-competition-within-australian-banking-sector-2010.pdf
Submission on Data Sharing and Release Legislation
18 Oct 2018
Submissions
PDF
207KB
This could apply to the Bank’s dealing with individual counterparties in financial markets, including the Open Market Operations used to keep the Bank’s policy interest rate at the target ... Similar
https://www.rba.gov.au/publications/submissions/other/data-sharing-and-release-legislation/pdf/data-sharing-and-release-legislation_2018-08.pdf
International Comparisons of Bank Margins - August 1994
18 Jun 2004
Submissions
PDF
166KB
average interest rate charged for loans and the average interest rate paid on deposits. ... b) “Marginal” measures. 11. Sometimes a representative loan rate and a representative deposit rate are compared, such as the gap between the business
https://www.rba.gov.au/publications/submissions/financial-sector/international-comparisons-of-bank-margins/pdf/international-comparisons-of-bank-margins.pdf
Funding Mix and Cost | Submission to the Inquiry into Competition within the Australian Banking Sector – November 2010 | Financial Sector | …
30 Nov 2010
Submissions
Prior to mid 2007, bank bill rates closely tracked the market's expectation for the cash rate (the overnight indexed swap or OIS rate) with the spread between 3 month bank ... The rates on new bonds are estimated using secondary market yields and
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-competition-within-australian-banking-sector-2010/funding.html
Housing Finance | Submission to the inquiry into Competition in the Banking and Non-Banking Sectors – July 2008 | Financial Sector |…
10 Jul 2008
Submissions
Similarly, money-market interest rates have tended to move broadly in line with the cash rate. ... rate mortgages and the Bank of Canada's target for the overnight rate has increased by 35–40 basis points.
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-competition-in-banking-and-non-banking-sector/housing-finance.html