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RBA Glossary definition for fintech

fintech – financial technology

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Submission to the Senate Select Committee on Financial Technology and Regulatory Technology – December 2019 | Payments System | Submissions

28 Dec 2019 Submissions
the use of distributed ledger technology and payments-related fintech activity more broadly. ... Available at <>. EY and FinTech Australia (2019), ‘EY FinTech Australia Census 2019’, October, viewed 12 December 2019.
https://www.rba.gov.au/publications/submissions/payments-system/financial-and-regulatory-technology/index.html

Supplementary Submission to the Senate Select Committee on Financial Technology and Regulatory Technology – December 2020 | Responses and…

25 May 2023 Submissions
Parliament House. Canberra ACT 2600. By Email – fintech.sen@aph.gov.au. Dear Ms Beverley.
https://www.rba.gov.au/publications/submissions/payments-system/supplementary-submission-technology-12-2020/index.html

Inquiry into Future Directions for the Consumer Data Right – April 2020 | Payments System | Submissions

14 Jun 2023 Submissions
It will be important that these safeguards are designed in such a way that does not unduly restrict the participation of the fintech sector. ... See: <https://consumeraction.org.au/20191223-fintech-review/> [6].
https://www.rba.gov.au/publications/submissions/payments-system/future-directions-for-the-consumer-data-right/index.html

Submission to Payments System Review – January 2021 | Responses and Options Paper

25 May 2023 Submissions
New entrants to the Australian payments market include ‘fintechs’, which often develop services focused on particular elements of the payments value-chain. ... In recent years, fintechs in Australia have driven innovation in areas such as online
https://www.rba.gov.au/publications/submissions/payments-system/submission-to-payments-system-review-01-2021/index.html

Deposits, Mortgages and SME Lending | Submission to the Productivity Commission Inquiry – September 2017 | Financial Sector | Submissions

6 Sep 2017 Submissions
Recent innovations in the provision of credit to small businesses by fintech companies appear to have not yet gained much market share (ASIC 2016).
https://www.rba.gov.au/publications/submissions/financial-sector/competition-in-the-financial-system/deposits-mortgages-and-sme-lending.html

Introduction | Submission to the Productivity Commission Inquiry – September 2017 | Financial Sector | Submissions

6 Sep 2017 Submissions
Financial technology (fintech) providers have the potential to increase competition in a variety of ways, including by competing directly in under-served markets, facilitating greater transparency and reducing the cost of ... However, at this stage
https://www.rba.gov.au/publications/submissions/financial-sector/competition-in-the-financial-system/introduction.html

Summary of Key Themes | Submission to the Productivity Commission Inquiry – September 2017 | Financial Sector | Submissions

6 Sep 2017 Submissions
Fintech. There is some scope for fintech lenders to add to competition in under-served markets, including by using new techniques for distribution and credit assessment. ... Fintech developments can also help to increase transparency and reduce
https://www.rba.gov.au/publications/submissions/financial-sector/competition-in-the-financial-system/summary-of-key-themes.html

Competition in the Payments System | Submission to the Productivity Commission Inquiry – September 2017 | Financial Sector | Submissions

6 Sep 2017 Submissions
Fintech firms, for example, could develop services that provide personalised product comparisons, facilitate account switching, or allow customers to securely make online payments direct from their bank account as an alternative ... Despite these
https://www.rba.gov.au/publications/submissions/financial-sector/competition-in-the-financial-system/competition-in-the-payments-system.html