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RBA Glossary definition for fintech

fintech – financial technology

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Submission to the Senate Select Committee on Financial Technology and Regulatory Technology – December 2019 | Payments System | Submissions

28 Dec 2019 Submissions
the use of distributed ledger technology and payments-related fintech activity more broadly. ... Available at <>. EY and FinTech Australia (2019), ‘EY FinTech Australia Census 2019’, October, viewed 12 December 2019.
https://www.rba.gov.au/publications/submissions/payments-system/financial-and-regulatory-technology/index.html

Regulatory Developments

20 Oct 2018 FSR – October 2018
Financial technology, or ‘fintech’, has also remained on the agenda of many international and national bodies. ... These efforts typically recognise the benefits of fintech such as increased financial inclusion, enhanced competition and increased
https://www.rba.gov.au/publications/fsr/2018/oct/regulatory-developments.html

Payments System Regulation and Policy Issues

28 Sep 2022 PSB Annual Report – September 2022
As part of this, the Bank has been seeking to enhance its engagement with innovative firms in the payments sector, such as fintechs, through a more structured outreach program. ... In recent years, numerous fintechs and non-bank providers of payment
https://www.rba.gov.au/publications/annual-reports/psb/2022/payments-system-regulation-and-policy-issues.html

Supplementary Submission to the Senate Select Committee on Financial Technology and Regulatory Technology – December 2020 | Responses and…

8 May 2024 Submissions
Parliament House. Canberra ACT 2600. By Email – fintech.sen@aph.gov.au. Dear Ms Beverley.
https://www.rba.gov.au/publications/submissions/payments-system/supplementary-submission-technology-12-2020/index.html

Inquiry into Future Directions for the Consumer Data Right – April 2020 | Payments System | Submissions

8 May 2024 Submissions
It will be important that these safeguards are designed in such a way that does not unduly restrict the participation of the fintech sector. ... See: <https://consumeraction.org.au/20191223-fintech-review/> [6].
https://www.rba.gov.au/publications/submissions/payments-system/future-directions-for-the-consumer-data-right/index.html

1.4 Payments System Board

19 Oct 2023 RBA Annual Report – October 2023
Payments System Board | Reserve Bank of Australia Annual Report – October 2023
https://www.rba.gov.au/publications/annual-reports/rba/2023/payments-system-board.html

Submission to Payments System Review – January 2021 | Responses and Options Paper

8 May 2024 Submissions
New entrants to the Australian payments market include ‘fintechs’, which often develop services focused on particular elements of the payments value-chain. ... In recent years, fintechs in Australia have driven innovation in areas such as online
https://www.rba.gov.au/publications/submissions/payments-system/submission-to-payments-system-review-01-2021/index.html

Developments in the Financial System Architecture

20 Oct 2017 FSR – October 2017
In June, the FSB published a report outlining the regulatory and supervisory issues raised by fintech. ... or sectors, for example, through direct exposures) may emerge as fintech activities increase in size.
https://www.rba.gov.au/publications/fsr/2017/oct/dev-fin-sys-arch.html

References

8 Oct 2018 RDP 2018-11
Mary-Alice Doyle
Brainard L (2017), ‘Where Do Consumers Fit in the Fintech Stack?’, Keynote Address given at ‘FinTech Risks and Opportunities: An Interdisciplinary Approach’, Third Annual Financial Stability Conference Co-hosted by the
https://www.rba.gov.au/publications/rdp/2018/2018-11/references.html
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Developments in the Financial System Architecture

21 Apr 2017 FSR – April 2017
In addition, work has progressed on new and emerging risks, such as those related to the asset management industry and financial technology (‘fintech’). ... One aspect of fintech that has been examined closely is the emergence of distributed ledger
https://www.rba.gov.au/publications/fsr/2017/apr/dev-fin-sys-arch.html