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RBA Glossary definition for fintech

fintech – financial technology

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Submissions on Review of Retail Payments Regulation

9 Mar 2023
Payments System Board Submissions on Review of Retail Payments Regulation
https://www.rba.gov.au/payments-and-infrastructure/submissions/review-of-retail-payments-regulation/index.html

Submissions on Consultation on New Payments Platform Functionality and Access

9 Mar 2023
A listing of submissions received relating to the New Payments Platform
https://www.rba.gov.au/payments-and-infrastructure/new-payments-platform/submissions/

Submissions to the Review of Retail Payments Regulation Consultation Paper

9 Mar 2023
Payments System Board Submissions to the Review of Retail Payments Regulation Consultation Paper
https://www.rba.gov.au/payments-and-infrastructure/submissions/review-of-retail-payments-regulation-may-2021/index.html

2020 Assessment of the Reserve Bank Information and Transfer System – Material Developments

9 Mar 2023
Some of the changes were motivated by developments in technology that have allowed a wider range of non-authorised deposit-taking institutions (non-ADIs) (including ‘fintechs’) to compete directly with incumbents
https://www.rba.gov.au/payments-and-infrastructure/rits/self-assessments/2020/material-developments.html

Box A: Financial System Inquiry (FSI) Recommendations | Review of Card Payments Regulation – May 2016 | Conclusions Paper | Submissions

9 Mar 2023
However, consistent with the Government's response to the FSI and its more recent policies with respect to the ‘fintech’ industry, the Bank will work with ASIC and APRA to ensure
https://www.rba.gov.au/payments-and-infrastructure/review-of-card-payments-regulation/conclusions-paper-may2016/box-a.html

3. Functionality and Overlay Services | NPP Functionality and Access Consultation: Conclusions Paper

9 Mar 2023
Other stakeholders (mainly corporates, payment service providers and fintechs) were critical of the current functionality and the services offered by NPP participants to their customers. ... A number of stakeholders, particularly fintechs, highlighted
https://www.rba.gov.au/payments-and-infrastructure/new-payments-platform/functionality-and-access-report/functionality-and-overlay-services.html

Introduction | NPP Functionality and Access Consultation: Conclusions Paper

9 Mar 2023
In total, the Bank received 19 written submissions to the consultation from a range of stakeholders including payments companies, banks, technology and financial industry bodies, fintechs, consultants, an academic and some
https://www.rba.gov.au/payments-and-infrastructure/new-payments-platform/functionality-and-access-report/introduction.html

4. Access to the NPP | NPP Functionality and Access Consultation: Conclusions Paper

9 Mar 2023
A number of stakeholders, particularly some fintechs, viewed the ADI requirement as an excessive and unnecessary barrier to entry that undermines competition. ... There is a perception among fintechs that the Board is dominated by directors that
https://www.rba.gov.au/payments-and-infrastructure/new-payments-platform/functionality-and-access-report/access-to-the-npp.html

Research Project Exploring Use Cases for CBDC

2 Mar 2023 Media Releases
The Digital Finance Cooperative Research Centre and the Reserve Bank are announcing the use case proposals, along with their providers, which have been invited to participate in the live pilot, which will take place over the coming months.
https://www.rba.gov.au/media-releases/2023/mr-23-06.html

Central Bank Frameworks: Evolution or Revolution?

4 Jan 2023 Conferences PDF 7522KB
RBA Conference Volume 2018
https://www.rba.gov.au/publications/confs/2018/pdf/rba-conference-volume-2018.pdf