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RBA Glossary definition for fintech

fintech – financial technology

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The New Payments Platform And Fast Settlement Service

19 Sep 2018 Bulletin - September 2018 PDF 336KB
https://www.rba.gov.au/publications/bulletin/2018/sep/pdf/the-new-payments-platform-and-fast-settlement-service.pdf

Bulletin September Quarter 2020

9 Jun 2021 Bulletin - September 2020 PDF 5941KB
https://www.rba.gov.au/publications/bulletin/2020/sep/pdf/bulletin-2020-09.pdf

The New Payments Platform and Fast Settlement Service

20 Sep 2018 Bulletin – September 2018
Alexandra Rush and Riaan Louw
A significant advance in the Australian payments system occurred in February 2018 with the public launch of the New Payments Platform (NPP).
https://www.rba.gov.au/publications/bulletin/2018/sep/the-new-payments-platform-and-fast-settlement-service.html

The Effect of Least-cost Routing on Merchant Payment Costs

18 Apr 2024 Bulletin – April 2024
Boston Dobie and Benjamin Watson
The RBA supports all merchants being able to choose the card network used to process debit transactions – a functionality known as least-cost routing (LCR) – with the aim of increasing competition and reducing the cost of accepting card payments.
https://www.rba.gov.au/publications/bulletin/2024/apr/the-effect-of-least-cost-routing-on-merchant-payment-costs.html

Retail Central Bank Digital Currency: Design Considerations, Rationales and Implications

17 Sep 2020 Bulletin – September 2020
Tony Richards, Chris Thompson and Cameron Dark
There has recently been increasing international focus on the possible issuance of central bank digital currencies (CBDC), or what might be considered a digital equivalent of banknotes.
https://www.rba.gov.au/publications/bulletin/2020/sep/retail-central-bank-digital-currency-design-considerations-rationales-and-implications.html

Retail Central Bank Digital Currency: Design Considerations, Rationales and Implications

17 Sep 2020 Bulletin - September 2020 PDF 860KB
https://www.rba.gov.au/publications/bulletin/2020/sep/pdf/retail-central-bank-digital-currency-design-considerations-rationales-and-implications.pdf

Developments in Correspondent Banking in the South Pacific

21 Jun 2018 Bulletin – June 2018
Lindsay Boulton and Brett Winton
Innovative solutions do not necessarily have to come from technology start-ups and Fintech companies; the traditional players also have a role.
https://www.rba.gov.au/publications/bulletin/2018/jun/developments-in-correspondent-banking-in-the-south-pacific.html

The Future of Cash

13 Dec 2016 Bulletin December Quarter 2016 PDF 446KB
https://www.rba.gov.au/publications/bulletin/2016/dec/pdf/rba-bulletin-2016-12-the-future-of-cash.pdf

Developments In Correspondent Banking In The South Pacific

20 Aug 2018 Bulletin - June 2018 PDF 323KB
https://www.rba.gov.au/publications/bulletin/2018/jun/pdf/developments-in-correspondent-banking-in-the-south-pacific.pdf