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RBA Glossary definition for financial institution

financial institution – A company whose primary function is to intermediate between lenders and borrowers in the economy.

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Table 1: Financial Institutions Shares of Total Assets | Submission to the Inquiry into the Australian Banking Industry – January 1991 |…

1 Jan 1991 Submissions
Submission to the Inquiry into the Australian Banking Industry – January 1991 Table 1: Financial Institutions Shares of Total Assets. ... c) General insurance offices, Intra-group financiers, Co-operative housing societies and Other financial
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-australian-banking-industry/table-1.html

Financial Sector | Submissions

8 May 2024 Submissions
Index of Documents commissioned by or prepared for Parliament, its committees, and other public inquiries
https://www.rba.gov.au/publications/submissions/financial-sector/

Submissions

8 May 2024 Submissions
Index of Documents commissioned by or prepared for Parliament, its committees, and other public inquiries
https://www.rba.gov.au/publications/submissions/

Appendix A: Trends in the Australian Financial System | Submission to the Financial System Inquiry – 6 September 1996 | Financial Sector |…

6 Sep 1996 Submissions
The remaining sections deal in more detail with banks and other credit institutions, the life insurance and superannuation sector, and the growth of financial conglomerates. ... This trend has meant that holdings of government debt have necessarily
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-1996/appendix-a.html

Key Financial Developments Since the Wallis Inquiry | Submission to the Financial System Inquiry – March 2014 | Financial Sector |…

1 Mar 2014 Submissions
Financial institutions and markets had become highly interconnected and large maturity mismatches were common. ... It is important that households, businesses, and financial institutions remain alert to the risks.
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/financial-developments-since-wallis-inquiry.html

Submission to the Senate Select Committee on Financial Technology and Regulatory Technology – December 2019 | Payments System | Submissions

28 Dec 2019 Submissions
ESAs are the means by which providers of payments services settle obligations to other financial institutions that have accrued in the clearing process. ... end users better understand the underlying costs that influence the prices financial institutions
https://www.rba.gov.au/publications/submissions/payments-system/financial-and-regulatory-technology/index.html

Commonwealth of Australia: In the Australian Competition Tribunal – April 2004 | Payments System | Submissions

8 May 2024 Submissions
The study therefore obtained information on debit and credit card interchange fees from a total of 30 financial institutions and the three credit card schemes in which interchange fees apply. ... Data on the costs and revenues associated with providing
https://www.rba.gov.au/publications/submissions/payments-system/au-competition-tribunal/index.html

Inquiry into Future Directions for the Consumer Data Right – April 2020 | Payments System | Submissions

8 May 2024 Submissions
Currently, there are two payment methods supported by financial institutions for third-party payment initiation from individuals’ transaction accounts. ... Direct debit allows payments to be initiated by a merchant's financial institution, with the
https://www.rba.gov.au/publications/submissions/payments-system/future-directions-for-the-consumer-data-right/index.html

Submission to Payments System Review – January 2021 | Responses and Options Paper

8 May 2024 Submissions
APRA, as the prudential regulator, licenses and supervises a range of financial institutions, many of which provide payment services. ... The NPP was built over a period of about five years and funded by a consortium of 13 financial institutions,
https://www.rba.gov.au/publications/submissions/payments-system/submission-to-payments-system-review-01-2021/index.html

Applications for Authorisation in Relation to 3D Secure – February 2016 | Payments System | Submissions

8 May 2024 Submissions
Nevertheless, the joint implementation of mandatory 3D Secure will still result in large aggregate adjustment costs for cardholders, merchants and financial institutions. ... Australian financial institutions will have a greater ability to stop some of
https://www.rba.gov.au/publications/submissions/payments-system/applications-for-authorisation-re-3d-secure/index.html