Search: financial institution
RBA Glossary definition for financial institution
financial institution – A company whose primary function is to intermediate between lenders and borrowers in the economy.
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Applications for Authorisation in Relation to PIN@POS – Auguest 2013 | Payments System | Submissions
8 May 2024
Submissions
approach has the potential to reduce the costs incurred by consumers, merchants and financial institutions in adjusting to the new scheme requirements. ... The implementation of mandatory PIN@POS arrangements will impose costs on consumers, merchants and
https://www.rba.gov.au/publications/submissions/payments-system/applications-for-authorisation-re-pin@pos-2013-08/index.html
Proposed merger between Armaguard and Prosegur – October 2022 | Responses and Options Paper
8 May 2024
Submissions
As noted above, the ATM Access Regime places certain restrictions on the ability of financial institutions (card issuers) to pay interchange fees to access other participants' ATM fleets. ... risks arising from outsourcing material business activities
https://www.rba.gov.au/publications/submissions/payments-system/proposed-merger-armaguard-and-prosegur-submission-october-2022/index.html
Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates-Credit Cards as Payment Instruments
8 May 2024
Submissions
Some merchants are also charged a fee by their financial institution to rent a terminal to accept cards. ... In contrast, interchange fees are paid between financial institutions and are present in many, but not all, card systems.
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-matters-relating-to-credit-card-interest-rates-2015-08/credit-cards-as-payment-instruments.html
Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates-The Credit Card Market
8 May 2024
Submissions
Issuers compete strongly for cardholders in many respects. There is a wide range of cards, issued by a broad range of financial institutions. ... Individual financial institutions would be able to provide more detailed information on the actual average
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-matters-relating-to-credit-card-interest-rates-2015-08/the-credit-card-market.html
Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates-Introduction
8 May 2024
Submissions
Spreads on advertised credit card interest rates over funding costs increased during the global financial crisis and have remained at that level or drifted modestly higher since then. ... at independently owned ATMs increasing by more than those at ATMs
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-matters-relating-to-credit-card-interest-rates-2015-08/introduction.html
Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates-Credit cards as sources of credit
8 May 2024
Submissions
This decline possibly reflects a range of factors such as changes in consumers’ financial behaviour, government reforms in 2012 relating to repayments and limit increase arrangements, and possibly also the effect ... As a consequence, some credit card
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-matters-relating-to-credit-card-interest-rates-2015-08/credit-cards-source-of-credit.html
Financial Conditions
7 May 2024
SMP
– May 2024
Financial Conditions | Statement on Monetary Policy – May 2024
https://www.rba.gov.au/publications/smp/2024/may/financial-conditions.html
Box A: Insights from Liaison
7 May 2024
SMP
– May 2024
Box A: Insights from Liaison | Statement on Monetary Policy – May 2024
https://www.rba.gov.au/publications/smp/2024/may/box-a-insights-from-liaison.html
Financial Aggregates March 2024
30 Apr 2024
Statistics
Financial Aggregates. Percentage change. Monthly. Year-ended. Feb 24. Mar 24. Mar 23. ... The RBA credit aggregates measure credit provided by financial institutions operating domestically.
https://www.rba.gov.au/statistics/frequency/fin-agg/2024/fin-agg-0324.html
About the Banknote Distribution Framework
30 Apr 2024
The Banknote Distribution Framework (BDF) is a framework created and managed by the Reserve Bank which governs the distribution of wholesale banknotes between the Bank and Participants to the BDF and the quality sorting of banknotes in circulation.
https://www.rba.gov.au/payments-and-infrastructure/banknote-distribution-framework/about-bdf/