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Applications for Authorisation in Relation to PIN@POS – Auguest 2013 | Payments System | Submissions

8 May 2024 Submissions
The implementation of mandatory PIN@POS arrangements will impose costs on consumers, merchants and financial institutions/providers of payment services. ... of all scheme card fraud in 2012 and has grown rapidly in recent years (Graph 1).
https://www.rba.gov.au/publications/submissions/payments-system/applications-for-authorisation-re-pin@pos-2013-08/index.html

Supplementary Submission to the Senate Select Committee on Financial Technology and Regulatory Technology – December 2020 | Responses and…

8 May 2024 Submissions
Submissions – Payments System Supplementary Submission to the Senate Select Committee on Financial Technology and Regulatory Technology. ... The Bank is participating in these discussions on behalf of other Australian financial regulators.
https://www.rba.gov.au/publications/submissions/payments-system/supplementary-submission-technology-12-2020/index.html

Submission to the Australian Competition and Consumer Commission – April 2024 | Submissions Payments System

8 May 2024 Submissions
Despite the merger having proceeded as intended, Armaguard indicated last year that its CIT business continues to be unsustainable. ... The RBA also facilitated industry consideration of short-term financial assistance for Armaguard.
https://www.rba.gov.au/publications/submissions/payments-system/accc-on-aba-cash-in-transit-application-04-2024/index.html

Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates-Credit Cards as Payment Instruments

8 May 2024 Submissions
Over the past financial year, Australian personal and business cardholders made around 6.2 billion card payments, with a total value of $503 billion. ... and financial benefits associated with the payments function but not any subsequent interest payments
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-matters-relating-to-credit-card-interest-rates-2015-08/credit-cards-as-payment-instruments.html

Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates-The Credit Card Market

8 May 2024 Submissions
Individual financial institutions would be able to provide more detailed information on the actual average annual fees paid by cardholders. ... Footnotes. See, for example, Consumer Action Law Centre and Financial Rights Legal Centre Inc (2015).
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-matters-relating-to-credit-card-interest-rates-2015-08/the-credit-card-market.html

Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates-Introduction

8 May 2024 Submissions
The proportion of the stock of credit card debt that accrues interest has been falling in recent years. ... at independently owned ATMs increasing by more than those at ATMs owned by financial institutions.
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-matters-relating-to-credit-card-interest-rates-2015-08/introduction.html

Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates-Credit cards as sources of credit

8 May 2024 Submissions
has increased gradually during the past decade, although it has declined slightly over the past couple of years. ... Data from the financial statements of three major banks suggest that the overall loss rate on their credit cards has been falling over
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-matters-relating-to-credit-card-interest-rates-2015-08/credit-cards-source-of-credit.html

Australian Banking Association – Application for Authorisation AA1000664

23 Apr 2024 Submissions PDF 113KB
The RBA also facilitated industry consideration of short-term financial assistance for Armaguard. ... Available at <https://www.ausbanking.org.au/aba-statement-on-financial-support-for-linfox-armaguard>.
https://www.rba.gov.au/publications/submissions/payments-system/accc-on-aba-cash-in-transit-application-04-2024/pdf/submission-to-accc-on-aba-cash-in-transit-application-april-2024.pdf

Submission to the Inquiry into the Treasury Laws Amendment (Reserve Bank Reforms) Bill 2023

6 Feb 2024 Submissions PDF 223KB
to financial stability; membership of the Monetary Policy Board over the coming few years; interaction between the Monetary Policy Board and the Governance Board; and the Chair of the Governance Board. ... The Bank welcomes making its longstanding role
https://www.rba.gov.au/publications/submissions/other/inquiry-into-the-treasury-laws-amendment-reserve-bank-reforms-bill-2023/pdf/inquiry-into-the-treasury-laws-amendment-reserve-bank-reforms-bill-2023.pdf

Submission to the Inquiry into the Treasury Laws Amendment (Reserve Bank Reforms) Bill 2023 | Performance and Accountability | Submissions

2 Feb 2024 Submissions
More generally, Part VI of the Bill explicitly recognises that the Banks functions include contributing to the stability of Australias financial system. ... The Bank welcomes making its longstanding role in relation to financial stability explicit in the
https://www.rba.gov.au/publications/submissions/other/inquiry-into-the-treasury-laws-amendment-reserve-bank-reforms-bill-2023/index.html