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Submission to the Inquiry into Affordable Housing–February 2014 | Housing and Housing Finance | Submissions
1 Feb 2014
Submissions
Some of the (localised) examples of laxer lending standards seen in the years leading up to the global financial crisis have become less prevalent. ... By implication, these households' required mortgage repayments are affordable given their current
https://www.rba.gov.au/publications/submissions/housing-and-housing-finance/inquiry-affordable-housing/
Submission to the Inquiry into Family Business in Australia – October 2012 | Financial Sector | Submissions
31 Oct 2012
Submissions
Submission to the Inquiry into Family Business in Australia - October 2012
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-family-business-2012.html
Submission on Data Sharing and Release Legislation – August 2018 | Data Sharing | Submissions
1 Aug 2018
Submissions
Supervisory data. The Bank has regulatory power for Financial Market Infrastructures and the Payments System. ... The Bank also receives from APRA prudential regulatory data in the context of the Bank's financial stability mandate.
https://www.rba.gov.au/publications/submissions/other/data-sharing-and-release-legislation/
Submission to APCA's Consultation Paper on the Role of Cheques in an Evolving Payment System – 29 July 2011 | Payments System | Submissions
29 Jul 2011
Submissions
Cheque use has been in steady decline, with the number of cheques declining by an average of 9 per cent per year over the past decade. ... considerable financial control where, for instance, the need for a specific signature (or multiple signatures)
https://www.rba.gov.au/publications/submissions/payments-system/role-of-cheques-in-evolving-payments-system/
Impact of Taxation | Submission to the Inquiry into Home Ownership June 2015 | Housing and Housing Finance | Submissions
1 Jun 2015
Submissions
The Bank has previously observed that leverage in superannuation funds may increase vulnerabilities in the financial system and therefore supports limiting the scope for leverage in these funds (RBA 2014c). ... Gains on properties sold within one year
https://www.rba.gov.au/publications/submissions/housing-and-housing-finance/inquiry-into-home-ownership/impact-of-taxation.html
Introduction | Supplementary Submission to the Financial System Inquiry – August 2014 | Financial Sector | Submissions
1 Aug 2014
Submissions
The Bank's initial submission outlined key developments in the Australian financial system in the 17-year period since the Wallis Inquiry, and raised some areas where the Committee might consider ... of the payments system and the stability of the
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-08/introduction.html
Fee Income | Submission to the Inquiry into Competition within the Australian Banking Sector – November 2010 | Financial Sector |…
30 Nov 2010
Submissions
The most recent survey was conducted earlier this year and published in the June Bulletin. ... More recently, the financial crisis has had two opposing effects on bank fee income.
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-competition-within-australian-banking-sector-2010/fee-income.html
Regulation | Submission to the Inquiry into Competition within the Australian Banking Sector – November 2010 | Financial Sector |…
30 Nov 2010
Submissions
The Australian Government's guarantee arrangements for deposits and wholesale borrowing were introduced in response to extraordinary developments in the global financial system in the second half of 2008. ... was evident from early in that year – a
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-competition-within-australian-banking-sector-2010/regulation.html
Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates-Introduction
8 May 2024
Submissions
The proportion of the stock of credit card debt that accrues interest has been falling in recent years. ... at independently owned ATMs increasing by more than those at ATMs owned by financial institutions.
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-matters-relating-to-credit-card-interest-rates-2015-08/introduction.html
Submission to the Inquiry into Access of Small Business to Finance – March 2010 | Financial Sector | Submissions
24 Mar 2010
Submissions
Graph 6. The RBA Bank Fees Survey shows that in the 2008 financial year, banks’ fee income from businesses (both small and large) amounted to $6.7 billion. ... During the 2009 financial year, banks’ fees appear to have risen more quickly than in
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-access-of-small-business-to-finance-2010/