Search: ePAL
RBA Glossary definition for ePAL
ePAL – eftpos Payments Australia Ltd
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Review of the Regulatory Framework: Access and Interchange Fees | Review of the Regulatory Framework for the eftpos System: Consultation on …
9 Mar 2012
Consultations
The implications of the establishment of ePAL for the current system of access, including the Bank's eftpos Access Regime and the industry-administered Access Code. ... This may include consideration of the role ePAL should play in governing access to
https://www.rba.gov.au/publications/consultations/201203-replacing-eftpos-designation/access-interchange-fees.html
Regulatory Developments in Retail Payments
10 Sep 2012
PSB Annual Report
– 2012
definition to capture those parts of the eftpos system that lie outside the scope of ePAL's membership and Scheme Rules. ... adopt a narrow definition of the eftpos system based on ePAL's Scheme Rules.
https://www.rba.gov.au/publications/annual-reports/psb/2012/reg-dev-ret-pay.html
Consultation | A Revised Interchange Standard for the EFTPOS System – November 2009
9 Mar 2023
Some submissions suggested that access was a relatively minor problem and that EPAL could now work to further reduce any access problems to the system.
https://www.rba.gov.au/payments-and-infrastructure/debit-cards/rev-inter-stand-eftpos/consultation.html
Issues for the Review | Review of Card Payments Regulation
9 Mar 2023
Sources: ePAL; MasterCard; RBA; Visa. Broadly similar developments have also occurred with respect to the debit interchange rates of MasterCard and Visa. ... ePAL does not have ‘premium’ category cards and therefore does not have any such interchange
https://www.rba.gov.au/payments-and-infrastructure/review-of-card-payments-regulation/issues-for-review.html
Abbreviations
2 Oct 2013
PSB Annual Report
– 2013
ePAL. eftpos Payments Australia Ltd. ESA. Exchange Settlement Account. ESMA. European Securities and Markets Authority.
https://www.rba.gov.au/publications/annual-reports/psb/2013/abbreviations.html
Next Steps | Review of the Regulatory Framework for the eftpos System: Consultation on Designation March 2012 | Consultations
9 Mar 2012
Consultations
The current designation is unclear because of amendments to the CECS manual and needs to be reconsidered in light of developments in the industry, including the establishment of ePAL.
https://www.rba.gov.au/publications/consultations/201203-replacing-eftpos-designation/next-steps.html
Proposed Changes to the EFTPOS Interchange Standard | A Revised Interchange Standard for the EFTPOS System – November 2009
9 Mar 2023
EPAL was required to publish any multilateral interchange fees for the EFTPOS system on its website or make them available in some other way.
https://www.rba.gov.au/payments-and-infrastructure/debit-cards/rev-inter-stand-eftpos/proposed-changes.html
Regulatory Developments in Retail Payments
2 Oct 2013
PSB Annual Report
– 2013
The Board concluded that these provisions are no longer necessary given that new entrants can access the multilateral interchange fees set by ePAL. ... The Board is also prepared to remove the connection charge cap when it is satisfied that ePAL has
https://www.rba.gov.au/publications/annual-reports/psb/2013/reg-dev-ret-pay.html
Developments in Retail Payment Systems
8 Sep 2011
PSB Annual Report
– 2011
ePAL suggests this will encourage investment in eftpos enhancements, such as mobile and online payments. ... ePAL suggests this will retain the incentive for merchants to support cash-out transactions.
https://www.rba.gov.au/publications/annual-reports/psb/2011/dev-payments.html
Conclusion and Next Steps | Review of the Regulatory Framework for the EFTPOS System: Consultation on Options for Reform June 2012 |…
8 Jun 2012
Consultations
Download the complete document 519. KB. The Board has decided to designate the EFTPOS system, based on a narrow definition of that system focused on EPAL's Scheme Rules. ... The practical effect of this is that any regulation imposed by the Bank in
https://www.rba.gov.au/publications/consultations/201206-rev-reg-frmwrk-eftpos-sys/conclusion-next-steps.html