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RBA Glossary definition for ePAL

ePAL – eftpos Payments Australia Ltd

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Payments System Board Annual Report 2012

19 Sep 2012 PSB Annual Report 2012 PDF 3384KB
https://www.rba.gov.au/publications/annual-reports/psb/2012/pdf/2012-psb-ann-report.pdf

Conclusion and Next Steps | Review of the Regulatory Framework for the EFTPOS System: Consultation on Options for Reform June 2012 |…

8 Jun 2012 Consultations
Download the complete document 519. KB. The Board has decided to designate the EFTPOS system, based on a narrow definition of that system focused on EPAL's Scheme Rules. ... The practical effect of this is that any regulation imposed by the Bank in
https://www.rba.gov.au/publications/consultations/201206-rev-reg-frmwrk-eftpos-sys/conclusion-next-steps.html

Developments in Retail Payments Systems

10 Sep 2012 PSB Annual Report – 2012
In October 2011, the multilateral interchange fee schedule introduced by eftpos Payments Australia Limited (ePAL) – the body established in 2009 to govern the eftpos system – came into effect. ... These rates apply to merchants or merchant groups
https://www.rba.gov.au/publications/annual-reports/psb/2012/dev-ret-pay-sys.html

Review of the Regulatory Framework for the eftpos System: Consultation on Designation - March 2012

8 Mar 2012 Consultations PDF 1032KB
ePAL is owned and funded by 14 member institutions, including two large merchants. ... 6 ReseRve bank of austRalia. recognise the central role that ePAL has taken in the eftpos system.
https://www.rba.gov.au/publications/consultations/201203-replacing-eftpos-designation/pdf/201203-replacing-eftpos-designation.pdf

PSB Board Annual Report 2019

20 May 2020 Annual Report PDF 3893KB
https://www.rba.gov.au/publications/annual-reports/psb/2019/pdf/2019-psb-annual-report.pdf

Consultation on Proposed Changes to the EFTPOS Interchange Fee Standard

23 Oct 2009 PDF 195KB
Submissions on Proposed Changes to the Eftpos Interchange Fee Standard
https://www.rba.gov.au/payments-and-infrastructure/debit-cards/submissions-pro-interchg-stds/cba-22102009.pdf

Payments System Board Annual Report 2014 - Other Retail Payments Developments

26 Sep 2014 PSB Annual Report 2014 PDF 282KB
https://www.rba.gov.au/publications/annual-reports/psb/2014/pdf/other-ret-pay-dev.pdf

Mr Christos Fragias 28 January 2020 Head of Payments ...

11 Feb 2020 PDF 811KB
via the ePAL network. However, owing to these specific debit cards carrying a monthly threshold on. ... the number of ePAL transactions permitted free of charge, breaching this monthly threshold has.
https://www.rba.gov.au/payments-and-infrastructure/submissions/review-of-retail-payments-regulation/christos-fragias.pdf

Retail Payments Trends

24 Oct 2016 PSB Annual Report – 2016
eftpos Payments Australia Ltd (ePAL) left interchange fees for eftpos transactions unchanged in 2015/16, after most recently making changes in October 2012.
https://www.rba.gov.au/publications/annual-reports/psb/2016/retail-payments-trends.html

Submission from National Australia Bank Limited

23 Apr 2012 PDF 81KB
Review of the Regulatory Framework for the eftpos System
https://www.rba.gov.au/payments-and-infrastructure/debit-cards/sub-rev-reg-frame-eftpos-sys/nab-20042012.pdf