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RBA Glossary definition for ePAL

ePAL – eftpos Payments Australia Ltd

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Issues for the Review | Review of Card Payments Regulation

9 Mar 2023
Sources: ePAL; MasterCard; RBA; Visa. Broadly similar developments have also occurred with respect to the debit interchange rates of MasterCard and Visa. ... ePAL does not have ‘premium’ category cards and therefore does not have any such interchange
https://www.rba.gov.au/payments-and-infrastructure/review-of-card-payments-regulation/issues-for-review.html

Regulatory Developments in Retail Payments

10 Sep 2012 PSB Annual Report – 2012
definition to capture those parts of the eftpos system that lie outside the scope of ePAL's membership and Scheme Rules. ... adopt a narrow definition of the eftpos system based on ePAL's Scheme Rules.
https://www.rba.gov.au/publications/annual-reports/psb/2012/reg-dev-ret-pay.html

Abbreviations

24 Oct 2016 PSB Annual Report – 2016
DFAC. Digital Finance Advisory Committee. DLT. Distributed Ledger Technology. ePAL. eftpos Payments Australia Ltd.
https://www.rba.gov.au/publications/annual-reports/psb/2016/abbreviations.html

Regulatory Developments in Retail Payments

2 Oct 2013 PSB Annual Report – 2013
The Board concluded that these provisions are no longer necessary given that new entrants can access the multilateral interchange fees set by ePAL. ... The Board is also prepared to remove the connection charge cap when it is satisfied that ePAL has
https://www.rba.gov.au/publications/annual-reports/psb/2013/reg-dev-ret-pay.html

Review of the Regulatory Framework: Access and Interchange Fees | Review of the Regulatory Framework for the eftpos System: Consultation on …

9 Mar 2012 Consultations
The implications of the establishment of ePAL for the current system of access, including the Bank's eftpos Access Regime and the industry-administered Access Code. ... This may include consideration of the role ePAL should play in governing access to
https://www.rba.gov.au/publications/consultations/201203-replacing-eftpos-designation/access-interchange-fees.html

Payments System Board Annual Report 2012 - Developments in Retail Payments Systems

14 Sep 2012 PSB Annual Report 2012 PDF 505KB
https://www.rba.gov.au/publications/annual-reports/psb/2012/pdf/dev-ret-pay-sys.pdf

Consultation | A Revised Interchange Standard for the EFTPOS System – November 2009

9 Mar 2023
Some submissions suggested that access was a relatively minor problem and that EPAL could now work to further reduce any access problems to the system.
https://www.rba.gov.au/payments-and-infrastructure/debit-cards/rev-inter-stand-eftpos/consultation.html

Developments in Retail Payment Systems

8 Sep 2011 PSB Annual Report – 2011
ePAL suggests this will encourage investment in eftpos enhancements, such as mobile and online payments. ... ePAL suggests this will retain the incentive for merchants to support cash-out transactions.
https://www.rba.gov.au/publications/annual-reports/psb/2011/dev-payments.html

Payments System Board Annual Report 2016 - Retail Payments Trends

12 Oct 2016 PSB Annual Report 2016 PDF 436KB
https://www.rba.gov.au/publications/annual-reports/psb/2016/pdf/retail-payments-trends.pdf

Payments System Board Annual Report 2017

10 Feb 2020 PSB Annual Report 2017 PDF 3337KB
https://www.rba.gov.au/publications/annual-reports/psb/2017/pdf/2017-psb-annual-report.pdf