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RBA Glossary definition for ePAL

ePAL – eftpos Payments Australia Ltd

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Review of the Regulatory Framework: Access and Interchange Fees | Review of the Regulatory Framework for the eftpos System: Consultation on …

9 Mar 2012 Consultations
The implications of the establishment of ePAL for the current system of access, including the Bank's eftpos Access Regime and the industry-administered Access Code. ... This may include consideration of the role ePAL should play in governing access to
https://www.rba.gov.au/publications/consultations/201203-replacing-eftpos-designation/access-interchange-fees.html

Payments System Board Annual Report 2013 - Other Retail Payments Developments

31 Jan 2014 PSB Annual Report 2013 PDF 555KB
https://www.rba.gov.au/publications/annual-reports/psb/2013/pdf/other-ret-pay-dev.pdf

Abbreviations

24 Oct 2016 PSB Annual Report – 2016
DFAC. Digital Finance Advisory Committee. DLT. Distributed Ledger Technology. ePAL. eftpos Payments Australia Ltd.
https://www.rba.gov.au/publications/annual-reports/psb/2016/abbreviations.html

Regulatory Developments in Retail Payments

2 Oct 2013 PSB Annual Report – 2013
The Board concluded that these provisions are no longer necessary given that new entrants can access the multilateral interchange fees set by ePAL. ... The Board is also prepared to remove the connection charge cap when it is satisfied that ePAL has
https://www.rba.gov.au/publications/annual-reports/psb/2013/reg-dev-ret-pay.html

Consultation | A Revised Interchange Standard for the EFTPOS System – November 2009

9 Mar 2023
Some submissions suggested that access was a relatively minor problem and that EPAL could now work to further reduce any access problems to the system.
https://www.rba.gov.au/payments-and-infrastructure/debit-cards/rev-inter-stand-eftpos/consultation.html

Payments System Board Annual Report 2011 - Developments in Retail Payment Systems

20 Sep 2011 PSB Annual Report 2011 PDF 583KB
https://www.rba.gov.au/publications/annual-reports/psb/2011/pdf/dev-payment.pdf

Developments in Retail Payment Systems

8 Sep 2011 PSB Annual Report – 2011
ePAL suggests this will encourage investment in eftpos enhancements, such as mobile and online payments. ... ePAL suggests this will retain the incentive for merchants to support cash-out transactions.
https://www.rba.gov.au/publications/annual-reports/psb/2011/dev-payments.html

Proposed Changes to the EFTPOS Interchange Standard | A Revised Interchange Standard for the EFTPOS System – November 2009

9 Mar 2023
EPAL was required to publish any multilateral interchange fees for the EFTPOS system on its website or make them available in some other way.
https://www.rba.gov.au/payments-and-infrastructure/debit-cards/rev-inter-stand-eftpos/proposed-changes.html

Submission on Payments System Board Consultaiton on Replacing the eftpos Designation

18 Apr 2012 PDF 84KB
Review of the Regulatory Framework for the eftpos System
https://www.rba.gov.au/payments-and-infrastructure/debit-cards/sub-rev-reg-frame-eftpos-sys/cba-17042012.pdf

Payments System Board Annual Report 2012 - Developments in Retail Payments Systems

14 Sep 2012 PSB Annual Report 2012 PDF 505KB
https://www.rba.gov.au/publications/annual-reports/psb/2012/pdf/dev-ret-pay-sys.pdf