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RBA Glossary definition for ePAL

ePAL – eftpos Payments Australia Ltd

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Next Steps | Review of the Regulatory Framework for the eftpos System: Consultation on Designation March 2012 | Consultations

9 Mar 2012 Consultations
The current designation is unclear because of amendments to the CECS manual and needs to be reconsidered in light of developments in the industry, including the establishment of ePAL.
https://www.rba.gov.au/publications/consultations/201203-replacing-eftpos-designation/next-steps.html

Abbreviations

2 Oct 2013 PSB Annual Report – 2013
ePAL. eftpos Payments Australia Ltd. ESA. Exchange Settlement Account. ESMA. European Securities and Markets Authority.
https://www.rba.gov.au/publications/annual-reports/psb/2013/abbreviations.html

Issues for the Review | Review of Retail Payments Regulation – Issues Paper

9 Mar 2023
Review of Retail Payments Regulation – Issues Paper
https://www.rba.gov.au/payments-and-infrastructure/review-of-retail-payments-regulation/issues-for-the-review.html

Proposed Changes to the EFTPOS Interchange Fee Standard

23 Oct 2009 PDF 60KB
Submissions on Proposed Changes to the EFTPOS Interchange Fee Standard
https://www.rba.gov.au/payments-and-infrastructure/debit-cards/submissions-pro-interchg-stds/epal-23102009-1.pdf

Other Retail Payments Developments

2 Oct 2013 PSB Annual Report – 2013
On 1 October 2012, eftpos Payments Australia Ltd (ePAL) introduced new categories of interchange fees for certain types of eftpos transactions at particular merchants. ... This reflects in particular the move from bilaterally negotiated interchange fees
https://www.rba.gov.au/publications/annual-reports/psb/2013/other-ret-pay-dev.html

Payments System Board Annual Report 2016 - Retail Payments Trends

12 Oct 2016 PSB Annual Report 2016 PDF 436KB
https://www.rba.gov.au/publications/annual-reports/psb/2016/pdf/retail-payments-trends.pdf

Payments System Board Annual Report 2017

10 Feb 2020 PSB Annual Report 2017 PDF 3337KB
https://www.rba.gov.au/publications/annual-reports/psb/2017/pdf/2017-psb-annual-report.pdf

Payments System Board Annual Report 2010

25 Oct 2010 PSB Annual Report 2010 PDF 747KB
https://www.rba.gov.au/publications/annual-reports/psb/2010/pdf/2010-psb-ann-report.pdf

Conclusion and Next Steps | Review of the Regulatory Framework for the EFTPOS System: Consultation on Options for Reform June 2012 |…

8 Jun 2012 Consultations
Download the complete document 519. KB. The Board has decided to designate the EFTPOS system, based on a narrow definition of that system focused on EPAL's Scheme Rules. ... The practical effect of this is that any regulation imposed by the Bank in
https://www.rba.gov.au/publications/consultations/201206-rev-reg-frmwrk-eftpos-sys/conclusion-next-steps.html

Payments System Board Annual Report 2013

31 Jan 2014 PSB Annual Report 2013 PDF 1306KB
https://www.rba.gov.au/publications/annual-reports/psb/2013/pdf/2013-psb-ann-report.pdf