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RBA Glossary definition for ePAL

ePAL – eftpos Payments Australia Ltd

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Aggregator arrangements | The Operation of the Interchange Standards – May 2019 | Conclusions Paper | Submissions

9 Mar 2023
ePAL suggested a minor technical modification to the proposed definition of ‘Sponsor’. ... At the request of the Bank, additional information on relationships within the EFTPOS System and EFTPOS Prepaid was provided by both ePAL and aggregators.
https://www.rba.gov.au/payments-and-infrastructure/review-of-card-payments-regulation/conclusions-paper-the-operation-of-the-interchange-standards-2019-05/aggregator-arrangements.html

Payments System Architecture | Strategic Review of Innovation in the Payments System: Summary of Consultation – February 2012

9 Mar 2023
The establishment of ePAL and initiatives of APCA have also led to some greater standardisation or centralisation in relation to logical and business arrangements.
https://www.rba.gov.au/payments-and-infrastructure/payments-system-regulation/past-regulatory-reviews/strategic-review-of-innovation-in-the-payments-system/summary-consultation/pay-sys-arch.html

Interchange fees | Review of Retail Payments Regulation – Conclusions Paper

9 Mar 2023
Review of Retail Payments Regulation – Conclusions Paper
https://www.rba.gov.au/payments-and-infrastructure/review-of-retail-payments-regulation/conclusions-paper-202110/interchange-fees.html

Explanatory Notes for Completing Retail Payments Statistics Forms

28 Feb 2023 PDF 1009KB
dollars. Reporting responsibilities:. eftpos Payments Australia Limited (ePAL) is responsible for completing this form.
https://www.rba.gov.au/payments-and-infrastructure/resources/pdf/rps-reporting-forms-and-explanatory-notes.pdf

Review of Retail Payments Regulation - Conclusions Paper - October 2021

21 Oct 2021 PDF 1755KB
Review of Retail Payments. Regulation. Conclusions Paper. October 2021. Contents. 1 Executive summary 1. Box A: Changes from the Consultation Paper 6. Box B: Implications of the Review for smaller merchants 6. 2 Introduction 9. 3 Dual-network debit
https://www.rba.gov.au/payments-and-infrastructure/review-of-retail-payments-regulation/conclusions-paper-202110/pdf/review-of-retail-payments-regulation-conclusions-paper-202110.pdf

Review of Retail Payments Regulation - Regulation Impact Statement October 2021

21 Oct 2021 PDF 1535KB
Review of Retail Payments. Regulation. Regulation Impact Statement. October 2021. Contents. 1. Executive Summary 1. 2. Background 10. Box A: Interchange Fees 14. 3. Policy Issues and the Need for Government Action 17. 4. Policy Options 26. 5. Costs
https://www.rba.gov.au/payments-and-infrastructure/review-of-retail-payments-regulation/pdf/review-of-retail-payments-regulation-impact-statement-oct-2021.pdf

20210712 - ABA submission to RBA retail payments review consultation paper

12 Jul 2021 PDF 228KB
Online LCR. ABA supports competition in online payments that meets the needs of consumers and merchants, including EPAL developing online commerce capability to compete with card schemes, digital wallets and other
https://www.rba.gov.au/payments-and-infrastructure/submissions/review-of-retail-payments-regulation-may-2021/aba-2021-07-12.pdf

eftpos Payments Australia Limited ABN 37 136 180 366 ...

9 Jul 2021 PDF 1231KB
eftpos Payments Australia Limited ABN 37 136 180 366. Head Office Level 11, 45 Clarence Street, Sydney NSW 2000 | GPO Box 126, Sydney NSW 2001 Telephone 61 2 8270 1800 | Facsimile 61 2 9299 2885 | Email: info@eftposaustralia.com.au
https://www.rba.gov.au/payments-and-infrastructure/submissions/review-of-retail-payments-regulation-may-2021/eftpos-2021-07-09.pdf

Review of Retail Payments Regulation - Consultation Paper - May 2021

28 May 2021 PDF 712KB
7 The Bank notes that discussions about the possible consolidation of EPAL with BPAY and NPPA have been underway over the past year. ... individual members which is likely to improve EPAL’s ability to compete with the two large international debit
https://www.rba.gov.au/payments-and-infrastructure/review-of-retail-payments-regulation/consultation-paper-202105/pdf/review-of-retail-payments-regulation-consultation-paper-202105.pdf

Assessment of the Reserve Bank Information and Transfer System - 2020

11 Jun 2020 PDF 1503KB
Assessment of the Reserve Bank. Information and Transfer System. May 2020. Contents. 1. Executive Summary 1. 2. Summary and Review of Ratings and Recommendations 2. 3. Material Developments 5. Box A: Impact of COVID-19 on the operation of RITS 7.
https://www.rba.gov.au/payments-and-infrastructure/rits/self-assessments/2020/pdf/2020-assessment-rits.pdf