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RBA Glossary definition for ePAL

ePAL – eftpos Payments Australia Ltd

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Next Steps | Review of the Regulatory Framework for the eftpos System: Consultation on Designation March 2012 | Consultations

9 Mar 2012 Consultations
The current designation is unclear because of amendments to the CECS manual and needs to be reconsidered in light of developments in the industry, including the establishment of ePAL.
https://www.rba.gov.au/publications/consultations/201203-replacing-eftpos-designation/next-steps.html

Conclusion and Next Steps | Review of the Regulatory Framework for the EFTPOS System: Consultation on Options for Reform June 2012 |…

8 Jun 2012 Consultations
Download the complete document 519. KB. The Board has decided to designate the EFTPOS system, based on a narrow definition of that system focused on EPAL's Scheme Rules. ... The practical effect of this is that any regulation imposed by the Bank in
https://www.rba.gov.au/publications/consultations/201206-rev-reg-frmwrk-eftpos-sys/conclusion-next-steps.html

Review of the Regulatory Framework for the eftpos System: Consultation on Designation - March 2012

8 Mar 2012 Consultations PDF 1032KB
ePAL is owned and funded by 14 member institutions, including two large merchants. ... 6 ReseRve bank of austRalia. recognise the central role that ePAL has taken in the eftpos system.
https://www.rba.gov.au/publications/consultations/201203-replacing-eftpos-designation/pdf/201203-replacing-eftpos-designation.pdf

Review of the Regulatory Framework for the EFTPOS System: Consultation on Options for Reform

12 Jun 2012 Consultations PDF 518KB
Consultation on the Future Regulatory Framework for the EFTPOS System
https://www.rba.gov.au/publications/consultations/201206-rev-reg-frmwrk-eftpos-sys/pdf/201206-rev-reg-frmwrk-eftpos-sys-doc.pdf

Transitional Arrangements | Review of the Regulatory Framework for the EFTPOS System: Consultation on Options for Reform June 2012 |…

8 Jun 2012 Consultations
EPAL's multilateral interchange fee arrangements do not appear to be inconsistent with this intention.
https://www.rba.gov.au/publications/consultations/201206-rev-reg-frmwrk-eftpos-sys/transitional-arrangements.html

Consultation | Proposed Variation to the MasterCard and Visa Access Regimes: Consultation Document December 2013 | Consultations

6 Dec 2013 Consultations
A retailer with a significant payments presence contrasted the restrictive entry requirements for the MasterCard and Visa schemes with the flexibility shown by both APCA and ePAL, in which the major
https://www.rba.gov.au/publications/consultations/20131206-prop-variations-to-mc-visa-access-regimes/consultation.html

The Environment for Innovation in the Australian Payments System | Strategic Review of Innovation in the Payments System: Issues for…

7 Jun 2011 Consultations
This sort of arrangement has been mirrored in the establishment of eftpos Payments Australia Limited (ePAL) to govern the eftpos system. ... Limited (ePAL).
https://www.rba.gov.au/publications/consultations/201106-strategic-review-innovation/issues/environment-innovation-australian.html

Strategic Review of Innovation in the Payments System: Issues for Consultation - June 2011

30 Jun 2011 Consultations PDF 1163KB
Strategic Review of Innovation in the Payments System
https://www.rba.gov.au/publications/consultations/201106-strategic-review-innovation/issues/pdf/201106-strategic-review-innovation-issues.pdf

Proposed Variation to the MasterCard and Visa Access Regimes: Consultation Document - December 2013

6 Dec 2013 Consultations PDF 608KB
MasterCard and Visa Access Regimes
https://www.rba.gov.au/publications/consultations/20131206-prop-variations-to-mc-visa-access-regimes/pdf/20131206-prop-variations-to-mc-visa-access-regimes.pdf