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RBA Glossary definition for ePAL

ePAL – eftpos Payments Australia Ltd

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Payments System Board Annual Report 2010 - Competition and Co-operation in Retail Payments

25 Oct 2010 PSB Annual Report 2010 PDF 225KB
https://www.rba.gov.au/publications/annual-reports/psb/2010/pdf/comp-coop.pdf

RBA Payments System Board 2018 Annual Report - Abbreviations

20 Sep 2018 Annual Report PDF 624KB
RBA Payments System Board 2018 Annual Report
https://www.rba.gov.au/publications/annual-reports/psb/2018/pdf/abbreviations.pdf

Abbreviations

20 Sep 2018 PSB Annual Report – 2018
EMEAP. Executives' Meeting of East Asia-Pacific Central Banks. ePAL. eftpos Payments Australia Limited.
https://www.rba.gov.au/publications/annual-reports/psb/2018/abbreviations.html

Abbreviations

17 Oct 2019 PSB Annual Report – 2019
ePAL. eftpos Payments Australia Limited. ESA. Exchange settlement account. EU. European Union.
https://www.rba.gov.au/publications/annual-reports/psb/2019/abbreviations.html

Competition and Co-operation in Retail Payments

25 Oct 2010 PSB Annual Report – 2010
The Board has acknowledged that EPAL may wish to realign interchange fees in the interests of promoting the system. ... The establishment of EPAL has meant that some broader changes in governance structures for consumer payments are required.
https://www.rba.gov.au/publications/annual-reports/psb/2010/competition-payments.html

Background | Review of the Regulatory Framework for the eftpos System: Consultation on Designation March 2012 | Consultations

9 Mar 2012 Consultations
ePAL is owned and funded by 14 member institutions, including two large merchants. ... A particularly notable strategic decision made by ePAL has been the introduction of a common multilateral interchange fee schedule for the eftpos system.
https://www.rba.gov.au/publications/consultations/201203-replacing-eftpos-designation/background.html

Details of the Survey

31 Dec 2014 RDP 2014-05
Crystal Ossolinski, Tai Lam and David Emery
eftpos is the domestic debit network in Australia managed by eftpos Payments Australia Limited (ePAL) and owned by 12 financial institutions and 2 retailers.
https://www.rba.gov.au/publications/rdp/2014/2014-05/det-survey.html

Payments System Board Annual Report 2017 - Abbreviations

12 Sep 2017 PSB Annual Report 2017 PDF 782KB
https://www.rba.gov.au/publications/annual-reports/psb/2017/pdf/abbreviations.pdf

Background | Review of the Regulatory Framework for the EFTPOS System: Consultation on Options for Reform June 2012 | Consultations

8 Jun 2012 Consultations
The multilateral interchange fee schedule introduced by EPAL reverses the direction of interchange fees from previous bilateral arrangements on most purchase transactions. ... In addition, EPAL members may bilaterally agree to an interchange fee that is
https://www.rba.gov.au/publications/consultations/201206-rev-reg-frmwrk-eftpos-sys/background.html

Abbreviations

14 Sep 2017 PSB Annual Report – 2017
ePAL. eftpos Payments Australia Ltd. ETF. Exchange traded fund. EU. European Union.
https://www.rba.gov.au/publications/annual-reports/psb/2017/abbreviations.html