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RBA Glossary definition for dual-network card

dual-network card – A payment card that can be used to initiate transactions, typically from the same deposit account, for two different payment processing networks. For example, a debit card (sometimes also known as an ATM card) that can be used to make a payment via either the eftpos network or one of the international scheme networks. These cards usually have an international scheme logo (Mastercard or Visa) on one side and the eftpos logo on the other.

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2022

13 Jul 2022 Bulletin
Insights into the economy and financial system from teams throughout the Reserve Bank of Australia
https://www.rba.gov.au/publications/bulletin/2022/

Recent Developments in the ATM Industry

7 Dec 2017 Bulletin – December 2017
Stephen Mitchell and Chris Thompson
The ATM industry in Australia is undergoing a number of changes. Use of ATMs has been declining as people use cash less often for their transactions, though the number of ATMs remains at a high level. The total amount spent on ATM fees has fallen,
https://www.rba.gov.au/publications/bulletin/2017/dec/6.html

March | 2020

19 Mar 2020 Bulletin
Insights into the economy and financial system from teams throughout the Reserve Bank of Australia
https://www.rba.gov.au/publications/bulletin/2020/mar/

Topic: Payments

11 Sep 2018 Bulletin
Insights into the economy and financial system from teams throughout the Reserve Bank of Australia
https://www.rba.gov.au/publications/bulletin/payments/

New Payments Insights from the Updated Retail Payments Statistics Collection

21 Mar 2019 Bulletin – March 2019
Stephen Mitchell and Hao Wang
Banks' funding costs increased a little over 2018, driven by a rise in the cost of wholesale funding linked to money market rates, but with some offset from reductions in the cost of retail deposits.
https://www.rba.gov.au/publications/bulletin/2019/mar/new-payments-insights-from-the-updated-retail-payments-statistics-collection.html

Trends in Mobile Payments in Developing and Advanced Economies

22 Mar 2013 Bulletin – March 2013
Darren Flood, Tim West and Daniel Wheadon
As mobile phones have become commonplace throughout the world there has been an increasing focus on their potential use for making payments. Adoption of mobile payments in developing economies has occurred well ahead of that in advanced economies,
https://www.rba.gov.au/publications/bulletin/2013/mar/8.html

2016

6 Oct 2022 Bulletin
Insights into the economy and financial system from teams throughout the Reserve Bank of Australia
https://www.rba.gov.au/publications/bulletin/2016/

Banking Fees in Australia

10 Jun 2012 Bulletin – June 2012
Sarah Rudd and Chris Stewart
Fee income from credit cards rose by 4.0 per cent. This was driven by an increase in credit card account servicing fee income based on a small increase in the ... d) Over-limit fees are charged when a credit card limit is exceeded.
https://www.rba.gov.au/publications/bulletin/2012/jun/5.html

Banking Fees in Australia

10 May 2005 Bulletin – May 2005
In the case of credit cards, banks charge these fees partly to cover the ‘interchange’ fee that they pay to a cardholder's bank whenever a credit card purchase is made. ... Strong growth in fee income from credit cards contributed most to the growth
https://www.rba.gov.au/publications/bulletin/2005/may/2.html

Banking Fees in Australia

10 Jun 2011 Bulletin – June 2011
Exception fee income from household credit cards fell by $220 million, accounting for more than the entire decline in credit card fees from the household sector. ... Credit card fee income rose by 5 per cent (excluding exception fees). Credit card
https://www.rba.gov.au/publications/bulletin/2011/jun/4.html