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RBA Glossary definition for dual-network card

dual-network card – A payment card that can be used to initiate transactions, typically from the same deposit account, for two different payment processing networks. For example, a debit card (sometimes also known as an ATM card) that can be used to make a payment via either the eftpos network or one of the international scheme networks. These cards usually have an international scheme logo (Mastercard or Visa) on one side and the eftpos logo on the other.

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Next Steps | Review of Card System Access Regimes: A Consultation Document May 2013 | Consultations

28 May 2013 Consultations
Review of Card System Access Regimes: A Consultation Document – May 2013 6.
https://www.rba.gov.au/publications/consultations/201305-review-card-sys-access-regimes/next-steps.html

Policy Options | Review of Card System Access Regimes: A Consultation Document May 2013 | Consultations

28 May 2013 Consultations
It should be noted that regardless of the option chosen, the Banking Regulations 1966 would also have implications for whether entities that are not ADIs could participate in credit card systems ... At the same time, the card schemes appear to be willing
https://www.rba.gov.au/publications/consultations/201305-review-card-sys-access-regimes/policy-options.html

Introduction | Review of Card System Access Regimes: A Consultation Document May 2013 | Consultations

28 May 2013 Consultations
Introduction. As part of its payments system reforms, the Reserve Bank introduced access regimes for the MasterCard and Visa credit card systems in 2004 and for the Visa Debit system in ... The access regimes have allowed new entrants that would
https://www.rba.gov.au/publications/consultations/201305-review-card-sys-access-regimes/introduction.html

Issues for Consultation | Review of Card System Access Regimes: A Consultation Document May 2013 | Consultations

28 May 2013 Consultations
Those issues include the following:. What is the nature of the risks faced by the card schemes and their members if a participant were to fail? ... Are there alternative approaches that would allow a wider range of prospective entrants into the card
https://www.rba.gov.au/publications/consultations/201305-review-card-sys-access-regimes/issues-for-consultation.html

Background and Potential Issues | Review of Card System Access Regimes: A Consultation Document May 2013 | Consultations

28 May 2013 Consultations
undertake issuing or acquiring activities in the MasterCard and Visa credit card systems. ... The Bank is aware of an increasing number of entities – often foreign corporations focusing on non-traditional products such as ‘virtual cards’ – with
https://www.rba.gov.au/publications/consultations/201305-review-card-sys-access-regimes/background-potential-issues.html

Review of Card System Access Regimes: A Consultation Document - May 2013

27 May 2013 Consultations PDF 358KB
Consultation on Card System Access Regimes
https://www.rba.gov.au/publications/consultations/201305-review-card-sys-access-regimes/pdf/201305-review-card-sys-access-regimes.pdf

Payments System Board Consultation on a Revised Draft Guidance Note for the Varied Surcharging Standards | Consultations

23 Jul 2012 Consultations
Payments System Board Consultation on a Revised Draft Guidance Note for the Varied Surcharging Standards August 2012
https://www.rba.gov.au/publications/consultations/201208-rev-draft-gn-var-sur-standards.html

Review of the Regulatory Framework for the EFTPOS System: Consultation on Options for Reform

12 Jun 2012 Consultations PDF 518KB
Consultation on the Future Regulatory Framework for the EFTPOS System
https://www.rba.gov.au/publications/consultations/201206-rev-reg-frmwrk-eftpos-sys/pdf/201206-rev-reg-frmwrk-eftpos-sys-doc.pdf

Attachment 3 | Review of the Regulatory Framework for the EFTPOS System: Consultation on Options for Reform June 2012 | Consultations

8 Jun 2012 Consultations
debit card transaction’ or ‘transaction’ means a transaction in Australia using the EFTPOS system;. ... an ‘issuer’ is a participant in the EFTPOS system that issues debit cards to its customers;.
https://www.rba.gov.au/publications/consultations/201206-rev-reg-frmwrk-eftpos-sys/attachment-3.html

Background | Review of the Regulatory Framework for the EFTPOS System: Consultation on Options for Reform June 2012 | Consultations

8 Jun 2012 Consultations
The cap is based on the cost to the issuer of authorisation and processing of scheme card transactions. ... Consequently, the share of debit card transactions processed through the MasterCard or Visa networks increased over this period (Graph 2).
https://www.rba.gov.au/publications/consultations/201206-rev-reg-frmwrk-eftpos-sys/background.html