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RBA Glossary definition for dual-network card

dual-network card – A payment card that can be used to initiate transactions, typically from the same deposit account, for two different payment processing networks. For example, a debit card (sometimes also known as an ATM card) that can be used to make a payment via either the eftpos network or one of the international scheme networks. These cards usually have an international scheme logo (Mastercard or Visa) on one side and the eftpos logo on the other.

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Insights into the Impact of Payment Systems Reforms | Results of the Reserve Bank of Australia's 2010 Consumer Payments Use Study June 2011 …

7 Jun 2011 Consultations
This question was intended to examine consumer responses to ‘differential’ surcharging across card schemes. ... sensitivity of consumers to the higher surcharges that American Express/Diners Club cards typically attract.
https://www.rba.gov.au/publications/consultations/201106-strategic-review-innovation/results/impact-payment-systems-reforms.html

Background | A Variation to the Surcharging Standards: A Consultation Document December 2011 | Consultations

10 Dec 2011 Consultations
2, Merchant Pricing for Credit Card Purchases; and The ‘Honour All Cards’ Rule in the Visa Debit and the Visa Credit Card Systems and the ‘No Surcharge’ Rule in the Visa ... Paragraph 8 of the Standard titled The ‘Honour All Cards’ Rule in
https://www.rba.gov.au/publications/consultations/201112-variation-surcharging-standards/background.html

Payments System Board Consultation on a Draft Guidance Note for the Varied Surcharging Standards | Consultations

8 Jun 2012 Consultations
Payments System Board Consultation on a Draft Guidance Note for the Varied Surcharging Standards June 2012
https://www.rba.gov.au/publications/consultations/201206-draft-gn-var-sur-standards.html

Background | Review of the Regulatory Framework for the eftpos System: Consultation on Designation March 2012 | Consultations

9 Mar 2012 Consultations
more competitive environment for debit cards. ... Since 2009, with encouragement from the Reserve Bank, the industry has worked on migrating to a Community of Interest Network (COIN) for message exchanges in the bilateral payment systems, including the
https://www.rba.gov.au/publications/consultations/201203-replacing-eftpos-designation/background.html

Payments System Board Consultation on Replacing the eftpos Designation | Consultations

9 Mar 2012 Consultations
Payments System Board Consultation on Replacing the eftpos Designation
https://www.rba.gov.au/publications/consultations/201203-replacing-eftpos-designation.html

Attachment 2 | Review of the Regulatory Framework for the EFTPOS System: Consultation on Options for Reform June 2012 | Consultations

8 Jun 2012 Consultations
debit card transaction’ or ‘transaction’ means a transaction in Australia using the EFTPOS system;. ... EFTPOS Transaction. in the EFTPOS system;. an ‘issuer’ is a participant in the EFTPOS system that issues debit cards to its customers;.
https://www.rba.gov.au/publications/consultations/201206-rev-reg-frmwrk-eftpos-sys/attachment-2.html

The Operation of the Interchange Standards: Consultation Paper

28 Feb 2019 Consultations PDF 990KB
This includes benefits that incentivise the entry into a contract relating to the issuance of cards of the scheme, or benefits related to providing or funding incentives to holders of card ... scheme, or providing or funding incentives for holders of
https://www.rba.gov.au/publications/consultations/201902-operation-of-the-interchange-standards/pdf/201902-operation-of-the-interchange-standards.pdf

Payments System Board Consultation on a Variation to the Standards Relating to Surcharging | Consultations

15 Dec 2011 Consultations
Payments System Board Consultation on a Variation to the Standards Relating to Surcharging
https://www.rba.gov.au/publications/consultations/201112-variation-surcharging-standards.html

Appendix A – Study Methodology | Results of the Reserve Bank of Australia's 2010 Consumer Payments Use Study June 2011 | Consultations

7 Jun 2011 Consultations
Responses were weighted according to gender, age group, geographical location (metropolitan or regional) and credit card holding. ... Withdrawal amount (nearest dollar). Card surcharge paid (yes/no). ATM operator fee paid (yes/no).
https://www.rba.gov.au/publications/consultations/201106-strategic-review-innovation/results/appendix-a.html

Next Steps | A Variation to the Surcharging Standards: A Consultation Document December 2011 | Consultations

10 Dec 2011 Consultations
Next Steps. The Board invites comments on the specific form of the proposed variations to the Standards for the designated MasterCard and Visa credit card systems and the Visa Debit system.
https://www.rba.gov.au/publications/consultations/201112-variation-surcharging-standards/next-steps.html