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RBA Glossary definition for dual-network card

dual-network card – A payment card that can be used to initiate transactions, typically from the same deposit account, for two different payment processing networks. For example, a debit card (sometimes also known as an ATM card) that can be used to make a payment via either the eftpos network or one of the international scheme networks. These cards usually have an international scheme logo (Mastercard or Visa) on one side and the eftpos logo on the other.

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Next Steps | Review of Card Surcharging: A Consultation Document June 2011 | Consultations

7 Jun 2011 Consultations
Review of Card Surcharging: A Consultation Document – June 2011 6.
https://www.rba.gov.au/publications/consultations/201106-review-card-surcharging/next-steps.html

Next Steps | Review of Card System Access Regimes: A Consultation Document May 2013 | Consultations

28 May 2013 Consultations
Review of Card System Access Regimes: A Consultation Document – May 2013 6.
https://www.rba.gov.au/publications/consultations/201305-review-card-sys-access-regimes/next-steps.html

A Variation to the Surcharging Standards: A Consultation Document – December 2011 | Consultations

10 Dec 2011 Consultations
This document provides background on surcharging practices in Australia and the current Standards it also discusses the various views from a public consultation and the Board's consideration of those views. The document also outlines the various
https://www.rba.gov.au/publications/consultations/201112-variation-surcharging-standards/

Discussion | Review of Card System Access Regimes: A Consultation Document May 2013 | Consultations

28 May 2013 Consultations
Any reform should strike a balance between increasing competition in the provision of card services (and thereby increase the efficiency of the payments system) and maintaining the safety of the payments ... For example, ‘virtual cards’ issued for
https://www.rba.gov.au/publications/consultations/201305-review-card-sys-access-regimes/discussion.html

Policy Options | Review of Card System Access Regimes: A Consultation Document May 2013 | Consultations

28 May 2013 Consultations
It should be noted that regardless of the option chosen, the Banking Regulations 1966 would also have implications for whether entities that are not ADIs could participate in credit card systems ... At the same time, the card schemes appear to be willing
https://www.rba.gov.au/publications/consultations/201305-review-card-sys-access-regimes/policy-options.html

Review of Card Surcharging: A Consultation Document - June 2011

31 Jan 2012 Consultations PDF 596KB
Payments System Board Consultation on Card Surcharging
https://www.rba.gov.au/publications/consultations/201106-review-card-surcharging/pdf/201106-review-card-surcharging.pdf

Policy Options | A Variation to the Surcharging Standards: A Consultation Document December 2011 | Consultations

10 Dec 2011 Consultations
The Board, however, remains concerned that surcharges in excess of the cost of card acceptance, and the blending of surcharges for cards with differing acceptance costs (particularly at rates above the ... greater confidence that surcharges are in line
https://www.rba.gov.au/publications/consultations/201112-variation-surcharging-standards/policy-options.html

The Operation of the Bank's Interchange Standards | Consultations

28 Feb 2019 Consultations
Interchange Standards and Net Compensation
https://www.rba.gov.au/publications/consultations/201902-operation-of-the-interchange-standards.html

The Use of Established Payment Methods | Results of the Reserve Bank of Australia's 2010 Consumer Payments Use Study June 2011 |…

7 Jun 2011 Consultations
Because debit cards allow consumers to use their own funds, these changes in attitude are likely to increase debit card use at the expense of credit cards. ... For example, scheme debit cards are the dominant debit card option for holiday travel and
https://www.rba.gov.au/publications/consultations/201106-strategic-review-innovation/results/established-payment-methods.html

Introduction | Review of Card System Access Regimes: A Consultation Document May 2013 | Consultations

28 May 2013 Consultations
Introduction. As part of its payments system reforms, the Reserve Bank introduced access regimes for the MasterCard and Visa credit card systems in 2004 and for the Visa Debit system in ... The access regimes have allowed new entrants that would
https://www.rba.gov.au/publications/consultations/201305-review-card-sys-access-regimes/introduction.html