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RBA Glossary definition for direct entry credit

direct entry credit – A pre-planned credit from one account to another.

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22 Jul 2020 RDP 2020-03
Michelle Bergmann
Figure 8: Stage One Hazard Ratios – SEIFA. Event: entries to 90+ day arrears. ... Sources: ABS; Author's calculations; CoreLogic data; RBA; Securitisation System. As highlighted in Hypothesis B, the double-trigger hypothesis implies no direct link
https://www.rba.gov.au/publications/rdp/2020/2020-03/results.html
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Commonwealth of Australia: In the Australian Competition Tribunal – April 2004 | Payments System | Submissions

13 Jun 2023 Submissions
Financial institutions do not agree to pay fees between themselves when their customers use cheques, direct debits or direct credits for making payments; customers pay fees and charges for these payment ... In Australia, the cheque system, the direct
https://www.rba.gov.au/publications/submissions/payments-system/au-competition-tribunal/index.html

The Changing Role of the Private Sector in China | Conference – 2016

18 Mar 2016 Conferences
Nicholas Lardy
The state retained substantial limitations on entry by private firms into services other than wholesale, retail and catering. ... lending is undertaken by smaller shareholding banks and city commercial banks that direct a much smaller share of their
https://www.rba.gov.au/publications/confs/2016/lardy.html

2.2 Operations in Financial Markets

19 Oct 2023 RBA Annual Report – October 2023
Operations in Financial Markets | Reserve Bank of Australia Annual Report – October 2023
https://www.rba.gov.au/publications/annual-reports/rba/2023/operations-in-financial-markets.html

Trends in the Australian Payments System

26 Sep 2006 PSB Annual Report – 2006
The direct credit system accounts for a further quarter of non-cash payments, with the number of direct credits around two and a half times the number of direct debits. ... Use of the direct entry system is also lower than in many European countries
https://www.rba.gov.au/publications/annual-reports/psb/2006/au-payments.html

The Determinants of Mortgage Defaults in Australia – Evidence for the Double-trigger Hypothesis

19 Jul 2020 RDP PDF 1853KB
I find. that entries to arrears are predominantly explained by ability-to-pay factors. ... such as through the credit rating agencies’ ratings criteria. For example, the Securitisation Dataset.
https://www.rba.gov.au/publications/rdp/2020/pdf/rdp2020-03.pdf

Banking and Payment Services

12 Apr 2020 RBA Annual Report – 2020
These include direct entry, RTGS, BPAY, cheque, eftpos, cash, NPP and card-based services via the internet and phone. ... of cheques, some debit and credit cards, BPAY, ATMs and direct entry.
https://www.rba.gov.au/publications/annual-reports/rba/2020/banking-and-payment-services.html

The Role of the Payments System Board

16 Jun 1999 Speech
John Laker
Speech by John Laker to AIC Conference on ‘Australian Payments System Evolution’, Sydney
https://www.rba.gov.au/speeches/1999/sp-ag-160699.html

Reforming the Australian Payments System: The State of Play

10 Apr 1993 Bulletin – April 1993
The credit union industry has already negotiated its direct participation in the exchange of bulk direct entry payments with the banking system generally. ... Direct entry payments will be cleared through the module before direct entry credits are
https://www.rba.gov.au/publications/bulletin/1993/apr/5.html

Payments System Issues

22 Nov 2012 Media Releases
Media release issued on 22 November 2012 announcing payments system issues
https://www.rba.gov.au/media-releases/2012/mr-12-34.html