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RBA Glossary definition for direct entry credit

direct entry credit – A pre-planned credit from one account to another.

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The Changing Way We Pay: Trends in Consumer Payments

4 Feb 2015 RDP PDF 1225KB
degree of error around the data when split between debit and credit cards. ... PayPal allows consumers to make a payment over the internet funded by any of a number of payment methods, including debit and credit cards, direct debit and stored-value funds
https://www.rba.gov.au/publications/rdp/2014/pdf/rdp2014-05.pdf

The Impact of Interest Rates on Bank Profitability: A Retrospective Assessment Using New Cross-country Bank-level Data

8 Jun 2023 RDP PDF 1310KB
This paper presents new insights on the direct impact of lower rates on bank profitability, after. ... a) Sample includes banks, credit unions and building societies, foreign branches and foreign subsidiaries.
https://www.rba.gov.au/publications/rdp/2023/pdf/rdp2023-05.pdf

Reserve Bank of Australia Annual Report 2023

1 May 2024 RBA Annual Report - 2023 PDF 9575KB
https://www.rba.gov.au/publications/annual-reports/rba/2023/pdf/rba-annual-report-2023.pdf

Banking in the 21st Century: The Transformation of an Industry | Conference – 1996

9 Jul 1996 Conferences
David T. Llewellyn
Financial innovation and technology are also eroding transactions and information costs and market imperfections which are the basis of financial institutions' efficiency over direct credit markets. ... the development of external competition and
https://www.rba.gov.au/publications/confs/1996/llewellyn.html

Box D: The New Payments Platform and Fast Settlement Service

10 Apr 2018 FSR – April 2018
Immediate settlement also means that financial institutions can make funds available to recipients in real time without taking on credit risk. ... Over time, it is expected that some retail payments will transition to the NPP, particularly from the
https://www.rba.gov.au/publications/fsr/2018/apr/box-d.html

BA-MARTIN in Detail

18 Jan 2022 RDP 2022-01
Anthony Brassil, Mike Major and Peter Rickards
λ. z. t. ). 3.8.3 Credit supply reduction affects new loans only. ... With this alternative assumption, banks' credit supply reductions have only marginal direct effects on their NIMs (as NIMs are determined by outstanding loans).
https://www.rba.gov.au/publications/rdp/2022/2022-01/ba-martin-in-detail.html
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The Reserve Bank's Collateral Framework

7 Dec 2017 Bulletin – December 2017
Yasaman Naghiloo and David Olivan
The Reserve Bank, like other central banks, holds collateral to reduce the risk of financial loss in its domestic market operations. The Reserve Bank's collateral framework sets out how the diverse portfolio of collateral assets is managed and
https://www.rba.gov.au/publications/bulletin/2017/dec/2.html

Doing Less, with Less: Capital Misallocation, Investment and the Productivity Slowdown in Australia

16 Mar 2023 RDP PDF 1288KB
frontier technologies (Andrews, Criscuolo and Gal 2019; Akcigit and Ates 2019); declining firm entry. ... frictions in investing. This could, for example, reflect declining credit supply, or increasing financial.
https://www.rba.gov.au/publications/rdp/2023/pdf/rdp2023-03.pdf

The Australian Financial System

26 Mar 2014 FSR March 2014 PDF 724KB
https://www.rba.gov.au/publications/fsr/2014/mar/pdf/aus-fin-sys.pdf

Financial Markets and Unemployment

12 Dec 2011 Research Workshop PDF 1637KB
Reserve Bank of Australia Workshop 2011
https://www.rba.gov.au/publications/workshops/research/2011/pdf/monacelli.pdf