Search: direct debit
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RBA Glossary definition for direct debit
direct debit – A pre-authorised debit on the payer's bank account initiated by the recipient (payee).
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Submission to the ACCC: Reform of Debit Card (EFTPOS) Interchange Fees - 21 March 2003
7 May 2008
Submissions
PDF
26KB
Reform of Debit Card (EFTPOS) Interchange Fees
https://www.rba.gov.au/publications/submissions/payments-system/eftpos-interchange-fees/pdf/eftpos-interchange-fees.pdf
Submission to Payments System Review
3 Feb 2021
Submissions
PDF
1155KB
and settlement in Australia, specifically in relation to cards, cheques, direct debits and credits, and high-. ... Transactions per CapitaQuarterly, annualised. Credit cards. Debit cards. Cash. Direct debits and.
https://www.rba.gov.au/publications/submissions/payments-system/pdf/submission-to-payments-system-review-01-2021.pdf
A Strategic Plan for the Payments System
6 Jun 2023
Submissions
PDF
539KB
to gain direct access. Payment system operators often rely on the risk management requirements. ... bank accounts. This service can be used as a modern alternative to the direct debit system, and allow.
https://www.rba.gov.au/publications/submissions/payments-system/pdf/consultation-on-a-strategic-plan-for-the-payments-system.pdf
Consumption Behavior across the Distribution of Liquid Assets
19 Dec 2023
Research Workshop
PDF
2239KB
RBA Workshop 2023
https://www.rba.gov.au/publications/workshops/research/2023/pdf/rba-workshop-2023-graham-mcdowall.pdf
Early Pension Withdrawal as Stimulus
19 Dec 2023
Research Workshop
PDF
882KB
RBA Workshop 2023
https://www.rba.gov.au/publications/workshops/research/2023/pdf/rba-workshop-2023-hamilton-liu-miranda-pinto-sainsbury.pdf
Reforms to the Payment Systems (Regulation) Act 1998
1 Dec 2023
Submissions
PDF
446KB
Submission to Consultation on Exposure Draft Legislation
https://www.rba.gov.au/publications/submissions/payments-system/pdf/reforms-to-the-payment-systems-regulation-nov-2023.pdf
65 Martin Place Sydney NSW 2000 GPO Box 3947 ...
23 Apr 2020
Submissions
PDF
580KB
and debit cards, deposit accounts and transaction accounts, and from November 2020, for mortgages and personal loans. ... Direct debit allows payments to be initiated by a merchant’s financial institution, with the customer authorisation held by the
https://www.rba.gov.au/publications/submissions/payments-system/pdf/future-directions-for-the-consumer-data-right.pdf
Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates
14 Aug 2015
Submissions
PDF
905KB
The study found that direct debit payments had the lowest resource costs, while cheques were the. ... For example, direct debit. payments incur fewer resources, reflecting automatic debiting of funds and few manual processing.
https://www.rba.gov.au/publications/submissions/financial-sector/pdf/inquiry-matters-relating-to-credit-card-interest-rates-2015-08.pdf
Submission to the Senate Select Committee on Financial Technology and Regulatory Technology
9 Jan 2020
Submissions
PDF
797KB
Cheques. Direct debits and. credit transfers. Cash. 2019 cash transaction data are preliminary. ... SE. Card data for the United States and direct debits and credit transfers.
https://www.rba.gov.au/publications/submissions/payments-system/financial-and-regulatory-technology/pdf/financial-and-regulatory-technology.pdf
Reforms to the Payment Systems (Regulation) Act 1998
20 Dec 2023
Submissions
PDF
306KB
other regulators can give effect to the directions as intended. • In particular, if the Treasurer is to direct action and assign responsibilities in fields that are outside. ... accept Mastercard or Visa debit or prepaid cards, and vice-versa. However,
https://www.rba.gov.au/publications/submissions/payments-system/pdf/treasury-consultation-on-reforms-to-the-psra-submission-07-07-2023.pdf