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RBA Glossary definition for direct debit

direct debit – A pre-authorised debit on the payer's bank account initiated by the recipient (payee).

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Bulletin

29 Jan 2024 Bulletin - January 2024 PDF 5775KB
https://www.rba.gov.au/publications/bulletin/2024/jan/pdf/bulletin-2024-01.pdf

Understanding the Post-pandemic Demand for Australia's Banknotes

29 Jan 2024 Bulletin - January 2024 PDF 680KB
https://www.rba.gov.au/publications/bulletin/2024/jan/pdf/understanding-the-post-pandemic-demand-for-australias-banknotes.pdf

Reforms to the Payment Systems (Regulation) Act 1998

20 Dec 2023 Submissions PDF 306KB
other regulators can give effect to the directions as intended. • In particular, if the Treasurer is to direct action and assign responsibilities in fields that are outside. ... accept Mastercard or Visa debit or prepaid cards, and vice-versa. However,
https://www.rba.gov.au/publications/submissions/payments-system/pdf/treasury-consultation-on-reforms-to-the-psra-submission-07-07-2023.pdf

Consumption Behavior across the Distribution of Liquid Assets

19 Dec 2023 Research Workshop PDF 2239KB
RBA Workshop 2023
https://www.rba.gov.au/publications/workshops/research/2023/pdf/rba-workshop-2023-graham-mcdowall.pdf

Early Pension Withdrawal as Stimulus

19 Dec 2023 Research Workshop PDF 882KB
RBA Workshop 2023
https://www.rba.gov.au/publications/workshops/research/2023/pdf/rba-workshop-2023-hamilton-liu-miranda-pinto-sainsbury.pdf

Reforms to the Payment Systems (Regulation) Act 1998

1 Dec 2023 Submissions PDF 446KB
Submission to Consultation on Exposure Draft Legislation
https://www.rba.gov.au/publications/submissions/payments-system/pdf/reforms-to-the-payment-systems-regulation-nov-2023.pdf

Inflation and Inequality: How High Inflation is Affecting Different Australian Households

23 Nov 2023 Conferences PDF 1469KB
RBA Annual Conference 2023
https://www.rba.gov.au/publications/confs/2023/pdf/rba-conference-2023-wood-chan-coates.pdf

Increasing the Threshold for the Application of the Financial Stability Standards for Securities Settlement Facilities

23 Nov 2023 Consultations PDF 511KB
overall strategy and major decisions reflect appropriately the legitimate interests of its direct. ... overdrafts and debit balances in securities accounts. 9.3 A securities settlement facility operating a central securities depository should maintain.
https://www.rba.gov.au/publications/consultations/2023-11-increasing-the-fss-threshold-for-sffs/pdf/2023-11-increasing-the-fss-threshold-for-sffs.pdf

The Evolution of Consumer Payments in Australia: Results from the 2022 Consumer Payments Survey

21 Nov 2023 RDP PDF 2354KB
5.4 Surcharging of card transactions 27. 5.5 Dual network debit cards 29. ... very important’ or ‘important’ that a merchant accepts debit card payments (Figure 4).
https://www.rba.gov.au/publications/rdp/2023/pdf/rdp2023-08.pdf

RITS regulations

21 Nov 2023 PDF 1234KB
Cash Account in relation to an ESA Holder means an account kept in the System for record keeping purposes, in which debits and credits are recorded when RITS Transactions are Settled ... b) also includes the direct or indirect power to direct the
https://www.rba.gov.au/payments-and-infrastructure/rits/user-doc/pdf/regulations.pdf