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RBA Glossary definition for direct debit
direct debit – A pre-authorised debit on the payer's bank account initiated by the recipient (payee).
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Options for Reform | Proposed Variation to the MasterCard and Visa Access Regimes: Consultation Document December 2013 | Consultations
6 Dec 2013
Consultations
A direct effect is likely to be that the costs of participation would be reduced for some entities. ... The Access Regime for the Visa Debit system was put in place in 2005.
https://www.rba.gov.au/publications/consultations/20131206-prop-variations-to-mc-visa-access-regimes/options-reform.html
Reasons for a Review of Regulation | Proposed Variation to the MasterCard and Visa Access Regimes: Consultation Document December 2013 |…
6 Dec 2013
Consultations
Australia averaged only $720 million per day in 2012/13, compared with RTGS payments of $158 billion and Direct Entry payments of $40 billion. ... Credit card transaction figures include American Express and Diners Club. All debit card transactions
https://www.rba.gov.au/publications/consultations/20131206-prop-variations-to-mc-visa-access-regimes/reasons-for-review-regulation.html
Background and Potential Issues | Review of Card System Access Regimes: A Consultation Document May 2013 | Consultations
28 May 2013
Consultations
credit and debit card transactions might not be able to join the scheme. ... In addition, debit card acquiring is not defined as ‘banking business’ under the.
https://www.rba.gov.au/publications/consultations/201305-review-card-sys-access-regimes/background-potential-issues.html
Attachment 3 | Review of the Regulatory Framework for the EFTPOS System: Consultation on Options for Reform June 2012 | Consultations
8 Jun 2012
Consultations
debit card transaction’ or ‘transaction’ means a transaction in Australia using the EFTPOS system;. ... an ‘issuer’ is a participant in the EFTPOS system that issues debit cards to its customers;.
https://www.rba.gov.au/publications/consultations/201206-rev-reg-frmwrk-eftpos-sys/attachment-3.html
Policy Options | A Variation to the Surcharging Standards: A Consultation Document December 2011 | Consultations
10 Dec 2011
Consultations
One is that acquirers have the ability to alter the mix of fees included in the merchant service fee, which would have a direct effect on the amount any given merchant ... Footnote. For this, and the other options considered below, the American Express,
https://www.rba.gov.au/publications/consultations/201112-variation-surcharging-standards/policy-options.html
The Use of Established Payment Methods | Results of the Reserve Bank of Australia's 2010 Consumer Payments Use Study June 2011 |…
7 Jun 2011
Consultations
This covered all payments initiated by a third party, including direct debits through the direct entry system as well as automatic payments initiated on credit and scheme debit cards. ... Direct debits are widely used by consumers, with over
https://www.rba.gov.au/publications/consultations/201106-strategic-review-innovation/results/established-payment-methods.html
Appendix A – Study Methodology | Results of the Reserve Bank of Australia's 2010 Consumer Payments Use Study June 2011 | Consultations
7 Jun 2011
Consultations
Respondents were asked about payment behaviour not captured by the payments diary, including questions on cash holding, credit card repayments and use of direct debits. ... Z – Other. (a) Participants were asked not to record: payments made for any
https://www.rba.gov.au/publications/consultations/201106-strategic-review-innovation/results/appendix-a.html
Innovation Gaps in the Australian Payments System | Strategic Review of Innovation in the Payments System: Issues for Consultation June…
7 Jun 2011
Consultations
the European Payments Council chose ISO 20022 global message standards as the payment message standard for the SEPA Direct Credit (2008) and Direct Debit (2009) transfer systems. ... The Direct Credit and Direct Debit systems can be used for cross border
https://www.rba.gov.au/publications/consultations/201106-strategic-review-innovation/issues/innovation-gaps.html
The Current Payments Landscape | Results of the Reserve Bank of Australia's 2010 Consumer Payments Use Study June 2011 | Consultations
7 Jun 2011
Consultations
BPAY stands out as a key method for paying household bills, although its share of these transactions is over-stated because direct debits – which are not captured in the diary – also ... The use of direct debits is analysed in more detail inFor
https://www.rba.gov.au/publications/consultations/201106-strategic-review-innovation/results/current-payments-landscape.html
Description of Data | Results of the Reserve Bank of Australia's 2010 Consumer Payments Use Study June 2011 | Consultations
7 Jun 2011
Consultations
The end-of-study questionnaire was significantly expanded in the 2010 Study. This questionnaire had three aims: to capture information about the use of automatic payments (direct debits) that are difficult ... surcharge or an ATM direct charge; and to
https://www.rba.gov.au/publications/consultations/201106-strategic-review-innovation/results/description-data.html