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RBA Glossary definition for direct debit

direct debit – A pre-authorised debit on the payer's bank account initiated by the recipient (payee).

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Literature

8 Oct 2018 RDP 2018-11
Mary-Alice Doyle
Rewards programs often reflect a similar multi-tier pricing structure, with no direct comparison between the number of rewards points and their dollar value. ... In addition to potential practical barriers to switching cards (e.g. search costs, time
https://www.rba.gov.au/publications/rdp/2018/2018-11/literature.html

Consumer Credit Card Choice: Costs, Benefits and Behavioural Biases

1 Oct 2018 RDP 2018-11
Mary-Alice Doyle
Rewards programs often reflect a similar multi-tier pricing structure, with no direct comparison between the number of rewards points and their dollar value. ... In addition to potential practical barriers to switching cards (e.g. search costs, time
https://www.rba.gov.au/publications/rdp/2018/2018-11/full.html

Barriers to Switching

8 Oct 2018 RDP 2018-11
Mary-Alice Doyle
These costs may include searching for and identifying a new card, applying for the card (for which some consumers may need to provide documentation or visit a branch), switching any direct ... debits or other automatic payments to the new card, and
https://www.rba.gov.au/publications/rdp/2018/2018-11/barriers-to-switching.html