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RBA Glossary definition for direct debit

direct debit – A pre-authorised debit on the payer's bank account initiated by the recipient (payee).

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The Evolution of Consumer Payments in Australia: Results from the 2022 Consumer Payments Survey

27 Nov 2023 RDP 2023-08
Tanya Livermore, Jack Mulqueeney, Thuong Nguyen and Benjamin Watson
Figure 19: Change in Share by Number of Debit and Credit Card Payments. ... Debit cards. 4.3. 7.3. Reward cardholder status. Owns a rewards card.
https://www.rba.gov.au/publications/rdp/2023/2023-08/full.html

Online and Automatic Payments

27 Nov 2023 RDP 2023-08
Tanya Livermore, Jack Mulqueeney, Thuong Nguyen and Benjamin Watson
direct debits), which are recorded separately in a post-diary questionnaire (see Section 6.2 below). ... These automatic payments include pre-authorised direct debit payments for bills (e.g.
https://www.rba.gov.au/publications/rdp/2023/2023-08/online-and-automatic-payments.html

Other Payment Methods

27 Nov 2023 RDP 2023-08
Tanya Livermore, Jack Mulqueeney, Thuong Nguyen and Benjamin Watson
Some merchants now offer QR codes that direct consumers to a mobile wallet, typically funded by the consumer's debit or credit card, to complete a payment at the terminal. ... More recently some public transport terminals have enabled fares to be paid
https://www.rba.gov.au/publications/rdp/2023/2023-08/other-payment-methods.html