Search: debit card
RBA Glossary definition for debit card
debit card – A debit card is a card that enables the holder to access funds in a deposit account at an authorised deposit-taking institution.
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Payment Systems (Regulation) Act 1998 - The designated Visa Debit system and the designated Visa credit card system
23 Feb 2005
PDF
85KB
Standard No. 5. The ‘honour all cards’ rules in the Visa Debit and Visa credit card systems and the ‘no surcharge’ rule in the Visa Debit system. ... Honouring cards. 10. Neither the rules of the Scheme nor a participant in the Visa Debit system
https://www.rba.gov.au/payments-and-infrastructure/debit-cards/gazettal-notices/pymt-sys-visa-debit-credit.pdf
Payments System Regulation and Policy Issues
11 Oct 2023
PSB Annual Report
- 2023
PDF
347KB
https://www.rba.gov.au/publications/annual-reports/psb/2023/pdf/payments-system-regulation-and-policy-issues.pdf
Bank Fees in Australia
19 Jun 2019
Bulletin
- June 2019
PDF
445KB
https://www.rba.gov.au/publications/bulletin/2019/jun/pdf/bank-fees-in-australia.pdf
The Cost of Card Payments for Merchants
18 Mar 2020
Bulletin
- March 2020
PDF
605KB
https://www.rba.gov.au/publications/bulletin/2020/mar/pdf/the-cost-of-card-payments-for-merchants.pdf
RBA Debit Card Default Settings and Tokenisation: Wpay submission
28 Sep 2023
PDF
134KB
Setting a default network on dual-network debit cards. In regard to Questions 1-3, while some technical work would be required, we expect to be ableto implement a default routing ... 100% of Dual Network Debit Card (DNDC) traffic. This would include in
https://www.rba.gov.au/payments-and-infrastructure/submissions/the-australian-debit-card-market-default-settings-and-tokenisation/wpay.pdf
outbind://34-000000005FD2399C310AD211B3BB40000110365707004D9DCC
23 Jan 2006
Media Release
PDF
192KB
Warning - Hoax E-mails
https://www.rba.gov.au/media-releases/2006/pdf/spam-example1.pdf
Debit Interchange Reform Submission
16 Sep 2002
PDF
286KB
The RBA/ACCC rationale for no interchange is:. • A debit card is simply a method of accessing a transaction account and it is analternative to cheques, direct debits and direct credits ... The most logical approach to determine interchange for debit
https://www.rba.gov.au/payments-and-infrastructure/debit-cards/responses-disc-paper/nab-130902.pdf
Payment System (Regulations) Act 1998, Access Regime for the Visa Debit System
19 Aug 2005
Media Release
PDF
190KB
Reform of Visa Debit Card Scheme in Australia
https://www.rba.gov.au/media-releases/2005/pdf/mr-05-10-gazette-notice-access-regime.pdf
The Effect of Least-cost Routing on Merchant Payment Costs
17 Apr 2024
Bulletin
- April 2024
PDF
746KB
https://www.rba.gov.au/publications/bulletin/2024/apr/pdf/the-effect-of-least-cost-routing-on-merchant-payment-costs.pdf
The Changing Way We Pay: Trends in Consumer Payments
4 Feb 2015
RDP
PDF
1225KB
18. Visa debit cards (which can be used for remote payments) over recent years is likely to have contributed to the greater debit card use by lower-income respondents. ... No. MasterCard/Visa credit card. American Express/Diners Club card. All cards
https://www.rba.gov.au/publications/rdp/2014/pdf/rdp2014-05.pdf