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RBA Glossary definition for debit card

debit card – A debit card is a card that enables the holder to access funds in a deposit account at an authorised deposit-taking institution.

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A Guide to the Card Payments System Reforms

15 Mar 2011 Bulletin PDF 274KB
Reserve Bank of Australia Bulletin September 2010
https://www.rba.gov.au/publications/bulletin/2010/sep/pdf/bu-0910-7.pdf

Visa Debit Card Scheme in Australia Comment on Reserve Bank of Australia Concerns

21 Apr 2004 PDF 250KB
regulated interchange regime for credit cards in Australia, Visa International. proposes the arrangements for debit card interchange set out below. ... sample4 of debit card issuers that issued debit cards that were used in.
https://www.rba.gov.au/payments-and-infrastructure/debit-cards/responses-debit-scheme/visa-260304.pdf

Payment System Reform - Visa Debit Cards

10 May 2005 PDF 30KB
Submissions on Visa Debit Systems
https://www.rba.gov.au/payments-and-infrastructure/debit-cards/submissions-reform-draft/cfoa-05052005.pdf

Submissions to the Reserve Bank of Australia: Reform of Debit Card Systems in Australia

20 Feb 2006 PDF 52KB
Submissions on Reform of Debit Card Systems
https://www.rba.gov.au/payments-and-infrastructure/debit-cards/submissions-reform-debit/fdi-170206.pdf

Standard: The 'Honour All Cards' Rule in the Visa Debit and Visa Credit Card Systems and the 'No Surcharge' Rule in the Visa Debit System - …

26 Apr 2006 Media Release PDF 40KB
Reform of the EFTPOS and Visa Debit Systems in Australia
https://www.rba.gov.au/media-releases/2006/pdf/honour-all-cards-std.pdf

Non-technical summary for 'The Evolution of Consumer Payments in Australia: Results from the 2022 Consumer Payments Survey'

20 Nov 2023 RDP PDF 283KB
RDP 2023-08 non-technical summary
https://www.rba.gov.au/publications/rdp/2023/2023-08/rdp-2023-08-non-technical-summary.pdf

Payment Systems (Regulation) Act 1998, The designated VISA Debit system

7 Jul 2006 Media Release PDF 207KB
Reform of Debit Card Systems in Australia
https://www.rba.gov.au/media-releases/2006/pdf/mr-06-04-gazette-notice-visa-debit-system.pdf

Debit and Credit Card Schemes in Australia: A Study of Interchange Fees and Access - October 2000

14 Aug 2008 PDF 407KB
Interchange Fees and Access
https://www.rba.gov.au/payments-and-infrastructure/resources/publications/payments-au/interchg-fees-study.pdf

Payments System Reform: The Australian Experience

17 May 2005 Bulletin PDF 53KB
Remarks by Dr Philip Lowe, Assistant Governor (Financial System) for the Federal Reserve Bank of Kansas City Conference on 'Interchange Fees in Credit and Debit Card Industries: What Role for Public Authorities? Santa Fe, 4-6 May 2005
https://www.rba.gov.au/publications/bulletin/2005/may/pdf/bu-0505-3.pdf

How Australians Pay: Evidence from the 2016 Consumer Payments Survey

24 Jul 2017 RDP PDF 1438KB
cards (Table 1). Since the 2013 survey, the share of debit card payments has increased by slightly. ... debit card payments (2.5 per cent). This difference is consistent with credit cards tending to be.
https://www.rba.gov.au/publications/rdp/2017/pdf/rdp2017-04.pdf