Search: debit card
RBA Glossary definition for debit card
debit card – A debit card is a card that enables the holder to access funds in a deposit account at an authorised deposit-taking institution.
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About the Payments System Board
8 Oct 2023
PSB Annual Report
- 2023
PDF
829KB
https://www.rba.gov.au/publications/annual-reports/psb/2023/pdf/about-the-payments-system-board.pdf
Bulletin June Quarter 2023
29 Sep 2023
Bulletin
- June 2023
PDF
7089KB
https://www.rba.gov.au/publications/bulletin/2023/jun/pdf/bulletin-2023-06.pdf
The Australian Debit Card Market: Default Settings and Tokenisation
28 Sep 2023
Consultations
PDF
404KB
particularly through ‘priority’ network settings on card chips.1. 2. The tokenisation of debit cards for the purpose of conducting online transactions. ... preferred debit card network through least-cost routing (LCR). The Board expects acquirers,.
https://www.rba.gov.au/publications/consultations/202306-issues-paper-australian-debit-card-market/pdf/202309-conclusions-paper-australian-debit-card-market.pdf
RBA Debit Card Default Settings and Tokenisation: Wpay submission
28 Sep 2023
PDF
134KB
Setting a default network on dual-network debit cards. In regard to Questions 1-3, while some technical work would be required, we expect to be ableto implement a default routing ... 100% of Dual Network Debit Card (DNDC) traffic. This would include in
https://www.rba.gov.au/payments-and-infrastructure/submissions/the-australian-debit-card-market-default-settings-and-tokenisation/wpay.pdf
Stripe Response to RBA Consultation on DNDC and Tokenization 2023
28 Sep 2023
PDF
219KB
Response to Reserve Bank of Australia (RBA) Issue Paper on ‘TheAustralian Debit Card Market: Default Settings and Tokenization’. ... Tokenization of dual-network debit cards. Introduction. Stripe is writing in response to the Reserve Bank of
https://www.rba.gov.au/payments-and-infrastructure/submissions/the-australian-debit-card-market-default-settings-and-tokenisation/stripe.pdf
AusPayNet Submission
28 Sep 2023
PDF
278KB
of Australia’s (RBA) Issues Paper on The Australian Debit Card Market: Default Settings and. ... The implementation of merchant-choice routing for contactless dual-network debit card (DNDC).
https://www.rba.gov.au/payments-and-infrastructure/submissions/the-australian-debit-card-market-default-settings-and-tokenisation/auspaynet.pdf
Australian Payments Plus - Submission
28 Sep 2023
PDF
284KB
Australia’s debit card market. Similar policy reforms introduced in Malaysia (prohibiting priority networks on dual network debit cards). ... Payment cards acceptance. o All acquirers are required to enable debit card transactions and quarterly targets
https://www.rba.gov.au/payments-and-infrastructure/submissions/the-australian-debit-card-market-default-settings-and-tokenisation/aus-payment-plus.pdf
Australian Small Business and Family Enterprise Ombudsman Submission
28 Sep 2023
PDF
180KB
default settings for dual-network debit cards (DNDCs), which seek to enhance the competitiveness, efficiency and safety of Australia’s debit card market. ... While SNDCs account for a minority of debit cards on issue, their limitation to a single card
https://www.rba.gov.au/payments-and-infrastructure/submissions/the-australian-debit-card-market-default-settings-and-tokenisation/australian-small-business-and-family-enterprise-ombudsman.pdf
Visa Submission
28 Sep 2023
PDF
301KB
RBA) Australian Debit Card Market: Default Settings and Tokenisation Issues Paper (the issues. ... card issuance, and best practices for the tokenisation of Dual Network Debit Cards (DNDCs) for.
https://www.rba.gov.au/payments-and-infrastructure/submissions/the-australian-debit-card-market-default-settings-and-tokenisation/visa.pdf
ABA submission
28 Sep 2023
PDF
303KB
ABA is responding to the proposal to ban the setting of a default network on dual-network debit cards (DNDC). ... Under this proposed approach, Australia’s debit card market can lose interoperability with other jurisdictions.
https://www.rba.gov.au/payments-and-infrastructure/submissions/the-australian-debit-card-market-default-settings-and-tokenisation/aba.pdf