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RBA Glossary definition for debit card
debit card – A debit card is a card that enables the holder to access funds in a deposit account at an authorised deposit-taking institution.
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The Shift to Electronic Payments – Some Policy Issues
12 Apr 2023
Speech
PDF
615KB
Speech - 2023
https://www.rba.gov.au/speeches/2023/pdf/sp-so-2023-03-28.pdf
An Efficient, Competitive and Safe Payments System
14 Dec 2022
Speech
PDF
638KB
Speech - 2022
https://www.rba.gov.au/speeches/2022/pdf/sp-gov-2022-12-14.pdf
Competition and Regulation in the Card Payments Market
18 Mar 2010
Speech
PDF
39KB
Card Payments Market
https://www.rba.gov.au/speeches/2010/pdf/sp-ag-150310.pdf
11/12/2019 What's on the Cards? | Speeches ...
11 Dec 2019
PDF
156KB
Speech. What's on the Cards? Tony Richards Head of Payments Policy Department. ... More broadly,we are also asking for stakeholder views on dual-network debit cards, and the implications of theongoing shift in card ‘form factors’ away from plastic
https://www.rba.gov.au/speeches/2019/pdf/sp-so-2019-12-10.pdf
13/12/2017 Merchant Payment Costs and Least-cost Routing | Speeches ...
13 Dec 2017
PDF
291KB
I will now focus on the data for the cost of debit card transactions. ... However, when card-issuingbanks send out dual-network debit cards they are programmed with the international scheme as thefirst-priority network for contactless use and the eftpos
https://www.rba.gov.au/speeches/2017/pdf/sp-so-2017-12-13.pdf
Real-time Payments in Australia
5 May 2022
Speech
PDF
265KB
It is alsointeresting to note that Australians make debit card payments more frequently than in comparablecountries (Graph 3). ... BelgiumUnited States. NetherlandsUnited Kingdom. SwedenAustralia. Debit Card Payments per Capita2020; selected countries.
https://www.rba.gov.au/speeches/2022/pdf/sp-so-2022-05-03.pdf
Modernising Australia's Payments System
11 Mar 2024
Speech
PDF
486KB
Speech - 2023
https://www.rba.gov.au/speeches/2023/pdf/sp-gov-2023-12-12.pdf
Leaning In: Towards Better Payment and Clearing Systems
17 May 2019
Speech
PDF
401KB
Debit cards are the non-cash payment method of choice for many Australians. ... Debit cards areconnected to a customer's deposit account and draw funds for payment directly from that account.Over the past 10 years, the annual number of debit card
https://www.rba.gov.au/speeches/2019/pdf/sp-ag-2019-05-16.pdf
Innovation and Regulation in the Australian Payments System
6 Dec 2020
Speech
PDF
181KB
1. interchange fee regulation. 2. dual-network debit cards and least-cost routing. ... Dual-network debit cards and least-cost routingThe second issue is dual-network debit cards and least-cost routing.
https://www.rba.gov.au/speeches/2020/pdf/sp-gov-2020-12-07.pdf
Panic, Pandemic and Payment Preferences
5 Jun 2020
Speech
PDF
256KB
And banks also obtaineddispensation to mail out debit cards to a large number of their customers that did not already havethem. ... As noted earlier, the bankshave mailed out debit cards to customers, typically passbook holders who did not have
https://www.rba.gov.au/speeches/2020/pdf/sp-ag-2020-06-03.pdf